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Yes that is also my point and this is just to beware our forum friends........

I agree in banker. Tourism development bank is in good frofit and already declared 11 percent divedent. Matribhumi is risky.

Friends,

Beaware that this Matribhuwmi bank is not a "D" class rural micro-finance like Sana Kishan, RMDC or Kalika it's just one district development bank with working area only on Sindhuli. I do n't think its wise to invest on such kind of bank. Instead you can go for tourism development bank for the lesser price with confirmed dividend of 10%. Though at present lods of people are following for IPO but in my opinion this IPO will not see the application more than 3 times so if u want to invest than be wise and invest according to your reserve money as you might get good amount of shares however, i am very pessimistic regarding its price.
However, take suggestions of all of us but make your decision yourself.

P.S. I am not going to invest a penny on this stock.