My personal guess, sector potentially could give highest return in short and mid term:

1st- Insurance

2nd- Dev bank, finance, hydro, manufacturing

Development Bank Summary:

Quarter to Quarter growth (Q2) : 7 stocks > (SINDU, MLBL, MDB, GBBL, CORBL, KSBBL, SADBL)
Year to Year growth : GRDBL, KRBL, JBBL, KSBBL, GBBL
Book Value : all greater than 100 except NABBC, SAPDBL
Listed Share: Less than Crore 6 Companies among them lowest NABBC ( Only 26.25 lacks)
Highest EPS: GBBL (Rs 18.06)
Highest Net worth: LBBL (Rs 177.84)
Lowest PE (Dated 2024-2-22) : GBBL ( 20.16)
Cheapest Price: (Dated 2024-2-23) : SAPDBL ( Rs 254.20)
Over all Dev Bank RSI: 41.85 non trading zone
Over all MFI of Dev Bank: 50.37
Accumulation/Distribution Indicator shows: Distribution up to now.

Best analysis. Looking ahead reversal sign

From Technical perspectives, development bank sector has completed Wyckoff Accumulation Schematic and is ready for massive upswing. Keep an eye on low cap stocks such as CORBL, NABBC, KRBL, GRDBL, etc.
Disclosure: I trade prices, not stocks or fundamentals. Do your own due diligence and take appropriate risk management measures.

Development Bank मा डराइ हाल्नुपर्ने अवस्था छैन जस्तो देखिन्छ ।
Q2 वित्तिय विवरण त्यति विधि खराब देखिदैन ।
नेप्से नै नबढेको अवस्थामा अरु सेक्टरहरुमा पनि चार्मिगं नभएको जस्तो लाग्छ ।
आजको मितिमा Nepse र Development Bank दुवै Support Zone मा देखिन्छ ।
Q2 अनुसार १६ वटा मध्ये ३ वटाको मात्र Net Profit Negative मा देखिन्छ बाकीं सबै नाफामा नै देखिन्छ ।
२ वटाको भने Net Worth less than 100 ( NABBC, SAPDBL) देखिन्छ ।
Over all indicators are not so bad. Lets see in coming days.
Jaya Shambho !!!!

Data from: https://nepalstocktoday.com/is-the-condition-of-development-bank-critical/