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Merry X-Mass

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Member
Registered: Oct 2016
Posts: 268
life insurance do not give returns based on eps. yetti yaad rakhnu.

bajar ma eua bhram xa ki return eps vanda tala hunxa bhanera which is 100%wrong. Returns are based on the performance of the company, board of directors, future plan of the company and overall financial health.

life insurance ko eps is based on their business. buying ipo shares, interest collected from loan against life fund, other investments like land, buildings and also funds from other sources. but the main fund of life insurance companies is the life fund also known as jeewan kosh or jeewan rakam. This is the amout that is collected yearly in the billions from individuals like us.

eps ma yo rakhheko hudaina. just think nlic and licn whih have eps 3 and 10 can give 50% bonus. how?

once funds are in the paid up new projects can be started.

life insurance shares are like gold. but please invest long term on good companies only.

happy investment.
Member
Registered: Nov 2016
Posts: 8
Merry Xmas sabai sathi haru lai...

bajarguru ji le bhannu bhako script haru ramro chha...main timiing ho...tara ramro companies long term lai lida jaile ni ramro huncha...
trading ta pure luck nai ho..jati badi trading teti badi cost (broker, sebon, dp)

yo life insurance ko valuation chai kasari huncha ho ?...maile ta kehi bujhina...market ma sabai bhanda mahango yei chha....pe ratio more than 100 upto 1000 chha...yesko analysis kasari garne ho....sabai le acturial valuation bhanchan tara tyo kunai company ko pani bhetayeko chhaina aile samma...kunai ideas ?
Member
Registered: Oct 2013
Posts: 7912
Happy Christmas and New year Sharesikaru Ji , Bazarguru ji and all.

It does not look like, this is right time to buy for short term.

And for long term, may be after second qtr report or just before second qur report.

Its hard to say, which to buy, bfi or insurance.
They talked about insurance bull starting soon, but its going down too.

I am confused but mid and long term is great.
Member
Registered: Oct 2016
Posts: 268
Namaste sathi haru,
Happy English new year 2017 :)
For a trader, no shares are good or bad; its all about the timing of the entry.
For an investor good companies choice is a must.

Looking at the current market senario, I don't recommend any company that provides a heavy right share on top of another right share. Ek due palta paisa halna sakiyela tara after that the amount adds up and returns go down.

In your budget of 3.5 lakh i recommend you do trading with 2 lakh & 1.5 lakhs for long term.

I will not be company specific because the market is too volatile and I don't recommend any companies at all also shareshikaru ji. Because every company timed properly is profit.

For example in my early investment, I brought civil banks at 350, 340, down till 280. The market price fell down to 242. Huge losses. Even the capital increment plan didn't increase its price. Held it and took the bonus shares. I finally sold it after its merger with ILFC at 350 at a huge profit because I knew from experience that cbl isn't worth even 250.

Mutual funds ko sabai ko monthly nav hernus. They really help regarding purchase decisions.

Buy companies that give a cash+bonus combo pack. or a huge cash dividend pack. Mutual funds are also highly profitable. Their cash dividends are equivalent to FD worth 19-25%.
Microfinances like RMDC, Swbbl, Cbbl, NUBL and Skbbl are also really cheap.
Banks like GBIME, Nabilp,NMB, Sanima, PCBL, CZBIL, are also good companies.
Insurance I prefer life insurance over non life though. Just my personal choice.
* note: I don't own most shares mentioned*

So enjoy, don't think too much about the market. buy every week slowly and enjoy the ups and downs of the market.
Member
Registered: May 2014
Posts: 217
The Rising Sun ji bazarguru and other Friend Namascar and Merry X-Mass & Very Happy Year 2017 hajur sabai pariwar ma.
share market is causing to many stress to all sana investor but i am dreaming bright future. i am going to ask you some advice about PRAVU. mero pravu ma kehi kita cha yes lai sell garera aru linu kaso hola?
such:ALDBL- 3:2.08% Right on the wway. last price: 377
KBBL- approve 25% B. & 20% Right last price:492
RMDC- approved 20% B. last Price:661
or MNBB- last price:770.
mero budget about 3 lakh 50 hajr or yo bhanda aru hajur haru ko choice ma?
can you explain me about Collateral loan.
Thank you in advance
Happy investment

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