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गुन्द्रुक जि!
nbl for short term trader sell
for long term investor hold .
I sold it within 4 days 460 cost...495 selling price.

Bigul ji, NBL ko abha k cha immediate future ma? Hold/sell? Costing 320. Q4 ma report ta ramrai aauncha, ani reserve positive ma jancha.

booked profit 460-495 happy !

मार्च 12 को मेरो छोठो टिप्पणी कति जनाले अध्ययन गर्नु भो कुन्नी???
#23.7% बोनस आउला रिजर्भमा सुधार हुनसाथ भनेको त exactly 23.7% राईट पो declare गर्यो!
#q3 सम्म 450 पुग्ला भनेको q3 रिपोर्ट नआउदै 460 पुग्यो।
#मैले आजसम्म यो सेयर किनेको छैन, तर भोलि 460 मा पाए किन्ने छु!
#म त्यो स्याल होइन जो आफ्नो सेयरको मात्र प्रचार गर्छ,म त्यो गर्छु लेख्छु जो मेरो शिक्षा ले सिकाउछ!
#म चाहिँ भोलि 460 मा पाए किन्ने छु तर 10% up भयो भने बेच्न सक्छु,मेरो तार्गेट 500 हो!
#Q3 रिपोर्ट पक्कै राम्रो आउने छ!
यहाको कोहि मेम्बरले पक्कै पनि मलाई जम्बो फोरममा पहिचान गर्नु भएको होला!
सबैको लगानिले राम्रो प्रतिफल पाओस् !

कस्तो राम्रो कुरा लेखेको हो भैरब दाइ ले
http://nepalsharemarket.com/jambforum/Default.aspx?postid=139316#139316

कस्तो राम्रो कुरा लेखेको हो भैरब दाइ ले
http://nepalsharemarket.com/jambforum/Default.aspx?postid=139316#139316

कस्तो राम्रो कुरा लेखेको हो भैरब दाइ ले
http://nepalsharemarket.com/jambforum/Default.aspx?postid=139316#139316

Exactly 23.7% came but its right!

मित्रहरू हेर्नुस त !
आज nbl को मूल्य कति पुगेछ?
३६० तिर किन्ने मेरो target थियो तर पैसा नै भएन,आज ४०० पुगेछ Q3 report आउदा लेखेर राख्नुस ४५० पुग्नेछ,यद्यपि मसग एक कित्ता पनि छैन।

Dear Shahas sir!
Thank you very much for your comment.
Regarding npl ....yes I missed that ...I think this is the dark side of nbl.....
Its npl is 3.85 but is less than pravu and bok ,isn't it!
Another good thing is it has sufficient land and property..
Its networth is negative ie 76.12....but reserve and networt are not different things .One easily can understand networth by knowing reserve and paid up that's why I Ignored its networth.
The green side I missed to explain is its P/E ratio...ie just 11...don't compare it with ntc ....it has below 8..

Dear Shooting sir!
Thank you very much for your comment.
Besides its higher paid up,negative reserve and higher npl...I think it lakes corporate culture .

The green side is it has very good growth...when it will be able to make its reserve positive it could provide 23.7% bonus to reach its paid up 8 arba. ..after bonus adjustment its costing will be 300 per share...
if it could maintain its current eps it could provide 20% or more cash dividend which is quite higher than bank interest....50% dividend of ntc for 700 is best for long term investor......
another green side is its price won't be 371 all time...I see great things coming with nbl...Q3 will e much improved.

Thank you both Shahas,shooting sir for worthy comments....keep interacting...
Best of luck for you!

NBL,yesko improvement herda long term ma lagi invest garda thikai huncha hola,
Taipani aru commercial bank saga compete garna garai huncha, yo commercial bank ko average bank bhanda mathinai bascha ki. yeso mero bichar ma yesko 3rd quarter pani ramrai aula ,
eps ra improvement ko adhar ma 370 thikai hola , dividend ko lagi chai property sell mai depend hola ,

The main monkey character of nbl is its npl that you left to explain.
How do you recommend a -ve networth company as a good for long term? After all every one wants return but -ve networth and higher npl are not allowed to distribute dividends. If you want to play on fluctuation of secondary market then no problem its your money otherwise its monkey.

NBL is generally ignored and hated stock because it is gov.bank...oldest bank..slow bank....negative reserve....like that....but I observed it is the best stock for long horizon ...Im trying to observe its Q2 report...
Firstly I request corrections as well as suggestions coz Im going to add few kittas tomorrow...its purely for long term....If I could get logical suggestions ....I will be graceful with you...

Paid Up
Its paid up is no 2 after RBB but NIB is going take the second position ,GBIME is following it.Hence its paid up is a bit high!

EPS
Looking its eps is 8th position from top..ie 32.43...
quite satisfactory.Only ebl,nabil,scb,sbi,sbl,hbl and nib are before it.

Operating profit
Its operating profit comes 9th position ie 64+ karod.

Net Interest Income
Its position is 4th...ie 1.81 arba .Only RBB,adbl and Nabil are ahead of this.

Operating profit
Its position is 9th ie 64.36 karod

Loan Advances
Its position is 6th ie 55 arba..higher than ebl,gbime,sbi...gbime has 54.98 arba.

Net profit
It has 3rd position ie 1.048 arba.Only nabil,nib and RBB has higher net profit.

Reserve and surplus
It has last ( 27th ) position ie -1.543 arba.Seeing its previous quartly reports..it has provisioned more than 1 arba within last 6 months.(ie 44.43 karod in Q1 and 60.38 karod in Q2).If the bank could be able to provision in this speed its reserve will be positive within Q1 of comming fiscal year....but as I heard it is getting nearly 1 arba by selling its land....if its true it will provide divident quite sooner.

Deposit
Its position comes 6th..ie 80.22 arba.Only rbb,nabil,nib,adbl and hbl are before it.

Total assests
It has 91.36 arba asserts ie 7th position.Only rbb,nabil,nib,adbl,ebl,hbl has higher assets

See its price ...its just 371....isn't it good for long term??
Please make comments!