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#1 Sat Jan 23, 2016 11:17 pm
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Member
Registered: Jan 2014
Posts: 520
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अब ती दिन आए जस्तो छ ।
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#2 Fri Jan 15, 2016 10:17 pm
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Member
Registered: Jan 2014
Posts: 520
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Yes Rising Sun ji;
I'm also Waiting the day; after all clouds must be removed; and the Sun will be brightened. |
#3 Fri Jan 15, 2016 10:12 pm
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Member
Registered: Jan 2014
Posts: 520
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Dear Saugat ji,
I've seen your previous replies also which reveals You are a rational investor; your regular updated study is the proof. Best of luck to new comer; a wise fisherman and trader. Happy investment. |
#4 Fri Jan 15, 2016 7:01 pm
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Member
Registered: Nov 2015
Posts: 316
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Dear Sahas sir!
Good evening! Im scanning comments in this forum , out of some, you are one who pour s balance views . You are in my eyes but you are not usual ,I wish you could. Thank you very much for informations and views. Basically Im open type person but within limited circle. You wrote time is the teacher......it really touched me inner... For investor banking and hydro are worthy but trader obviously microfinance are gem they run according to time but not according to vision I mean trader are short sighted .They are fisherman !! Though investor are visionery but dumb . About me , what can I say : my portfolio shows 56.53% portion in commercial bank 23.44% development bank 10.63% in insurence out of 17.40 % and 9.4% in hydro out of 17 44 lakhs investment. Im neither investor nor trader but mix. I sold upper tamakoshi ipo to my friend 293 kitta @550 I sold ebl 92 kitta@2801 purchased @2025 and lastly I sold after 3 week of purchase date 154 kitta nica @ 999 had paid 885 while bought. But I have reinvested in the sharzar. Im also fisherman ??? I understand that why you are silent to my stock kmcdb! I did not study so well but went with kmcdb but still I wish I could hear/read about that script ,plz do try to analyse the future . I also believe that share market would be better to be profitable for all everybody desire to learn and earn but certain big investor / trader manipulate the market. For this They skyrocket the microfinance but asI compare to insurence company their performance is good still there are some monitoring and evaluatory loose holes in micro sectors. Still we should be hopeful toward microfinance that they have to work in remote , risky micro field so obviously it cost a bit high which is acceptable. But I just know more infos on insurence sector could you proceed ahead this regard. |
#5 Fri Jan 15, 2016 6:15 pm
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Member
Registered: Oct 2013
Posts: 7912
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That day, MUKTINATH will hit jackpot Sahas Ji.
![]() MIcro is high return, high risk. So only small portion is advisable to invest. |
#6 Fri Jan 15, 2016 5:20 pm
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Member
Registered: Jan 2014
Posts: 520
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Microfinance Ko future pani tyati Bela samma matra surakshit chha jab samma uniharu le A B C Bfi baata deprived sector Ko loan pauchhan. Yedi Bfis le hydro, renewal energy tira lagaani badhayo ra nrb le yesta lagaani laai deprived maa count garyo bhane microfinance sector maa vuichalo aaune chha; aasa garu yesto nahos but as an investor we have to see every possible aspect.
Dear Pulakit Mausam ji, As per my opinion, your choices of SKBBL, SWBBL, chhimek are excellent. Some words may be hints if stated earlier will be bitter but time is a good teacher so lets remember "prevention is better than ...." Duplications (multifinancing) are the major problem in microfinance and is ignored by mfis though nrb always pointing to reduce it. This will loose the capacity of repayments of debtors. As per ratio analysis; it depends upon you whether you want to follow or not because the prices donot fit or satisfy to all ratios. Lets believe and act on real price ; fair trade, fair competition; market will be win win for everyone. « Last edit by SAHAS on Fri Jan 15, 2016 5:23 pm. » |
#7 Fri Jan 15, 2016 6:46 am
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Member
Registered: Nov 2015
Posts: 316
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Dear all!
I just hold two microfinance skbbl 75 kitta kmdcb 100 kitta. Regarding your comment plz let me read your micro(depth) analysis of the stocks along with inside informations if possible! Dear experts!! I would request you to come with balance views on micro finance , which are appropriate tl?and why? For me some microfinance are attractive to hold such as swabalamban,chhimek although there could be duplication (one person getting loan from more than one microfinance against one purpose). Beside this ,in present contest ,should we not look upon such as eps,p/e,networth,paid up ,spread rate,management etc???? If not what elements should be considered to go with microfinance??? Note: Im very new investor just intered in असार ६;२०७२.So plz let me read your genuine comments here. « Last edit by समय on Fri Jan 15, 2016 6:50 am. » |
#8 Fri Jan 15, 2016 1:06 am
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Member
Registered: Apr 2015
Posts: 276
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Sahas ji,
yesma mero rayo pani yehi ho, saat pratisaat yahi ni bichar ho. Bina bithama kina ghata khane tyati mahango ma jun payo tyahi lagubita ko share kinera . Afu chadeko rukh ko haga afai katnu bara bar ho, asa naya lagani karta harule kura bujuun. price taba akash chuncha jaba high demand huncha ra kheladi le khelne thau paucha,, jab kasaileni kinnai chahena vane sohata lagubiita ho actual price tira jharcha, |
#9 Thu Jan 14, 2016 11:12 pm
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Member
Registered: Jan 2014
Posts: 520
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I have diversified on all sectors; and planning to remain on banking and hydro mainly but profitable with lower pe ratio.
Like slow and steady wins the race; I don't want unsure large profit but want sure shot profits. |
#10 Thu Jan 14, 2016 10:39 pm
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Member
Registered: Dec 2013
Posts: 132
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I don't have any stocks of Micro-finance and insurance. At least for two years banks stocks are the best.
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#11 Thu Jan 14, 2016 9:18 pm
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Member
Registered: Jan 2014
Posts: 520
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माइक्रोफाइनान्समा लगानीकर्ताहरु आँखा चिम्लेर नलाग्दा हुन्छ है, २/४ वटा बाहेक अरुको मूल्य कृत्रिम रुपमा बढेको र केहि अत्यधिक मूल्य भएका संस्थाले हालसम्म पनि नेपाल राष्ट्र बैंक बाट लाभांशको स्वीकृति नपाउनुले लगानीकर्ताहरु निराश हुनुपर्ने शंका उब्जेको छ ।
त्यस्तै इन्सुरेन्स जहाँ संस्थागत सुशासनको चरम अभाव छ, जहाँ नियमन कुन चरोको नाम हो थाहा छैन, जहाँ सुको लाभांश बाँड्न नसक्ने कम्पनीको मूल्य हजारौं छ; एक दिन तासको घर झैं ढल्न सक्छ । Dear friends, Plz share your valuable comments. |
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