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Thats true Rising sir!
You are great!
Im checking back the stocks you prefer
and I accept them as fundamentally they are good
but I do not have seen trading views,I mean short term sale as well as
about management team!
I hope they could come together
with your business vision which could help others.
Thanks a lot!

Pulkit ji. I to have heard halla about bonus about 10% but hard to believe caused they have not given anything from the beginning. and its CEO was saying they are going to expand to 5 district or add 5 more district.

So 10% is hard to believe, could be real or evil spirits are spreading rumor to steal others shares.

My business sense says, bonus has got to be maximum plus lots of right shares too. Since MF are high risk high return. all i purchased was 100 of kalika. I have 50+ from IPO too.

price does not look high to me. EPS growth is good, Last yr eps was more than 50. Capital is just 5 crore, Reserve is high.

Let's see what will happen.

Dear Rising sir!
I postponed to go with insurence scripts coz
I saw unnatural rise in stock price!
There is less earning but high price!
I diverted to mf
This time I went throughout Kalika microcredit and got everything positive as bonus could be announced 10%.
Today a bit high price @1620 for 100 kitta!
Is it okay ???

Thank you very much Rising sir!

MF are high risk high return. I purchased some today kalika micro.

Unlike banks like EBL, even if you buy MF at high rate, we could be in profit with in a year. My last year EBL (2750Rs), is back into loss.

My strategy is invest only little percentage of your investment in MF.

Good Luck.

Great views on life vs non life stocks
dear Rising sir!
They touched sky while Im waiting to buy.
Still not sure to buy.
I decided to go with plic
but
one of my friend notified me the dispute in plic management .
I saw huge rise in non life stocks nearly 40% In the consequential 7 working days.
So Im stopped !!!
I , doubtfully question the eps of these stocks.
Still there is safe place to pour money in mf,
what's your views on micro finanance??
hopefully .

General Insurance rocking

Why is general insurance too decreasing.... they never increased due to (2billion hawa, 1 billion in their case/non life) so why are they decreasing with life insurance.....

Let's check the differences between life and general insurances-
- life is less risky but suppose to be low profit- cause almost all of its cash in belongs to policy holders where as general insurance is risky but its profit belongs to itself.
-life has to give its money to its policy holder in 20-25 year (are they planning to run away to india after 20 yr so they are showing show much profit and distributing it, and they have risk in their investment so what are they going to pay to policy holder if their investment is in problem... do they want their policy holder to commit suicide when they reach 70 yr.

and regarding, eg- how may heavy vehicles are there in nepal, probably in lakhs, but how many meet an accident (major) less than 100 which is far less than .01%.... so unless general insurance is ran by or promoted by criminals they are safe... unless there is a war ..... in that case they will increase their premium to make healthy profit.

So i dont like general insurance decreasing with the decreasing price of life insurance especially general insurance never increased with life insurance....

If life's capital is going to be increased by 2 bill wont the capital of general insurance will be increased too to 1 bill.. so why price of general insurance not increasing.... I think price of general insurance should be 2/3 of what is life insurance so general insurance should increase by 3 times unless price of life insurance drop by 4 times.




Any thought??????????????????????????????