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Someone in this forum pointed out that if NRB give them too much time, they will just become lazy and wait until the very end. I agree with this. We have a culture of doing everything right at the last minute. So tightening the timeline could be beneficial.

However, I think rising the capital to 8A should be done in two phases. Maybe 5A within two years, 8A within 5. This way those who already have raised the capital to or near 5A will have 5 years to plan, and I don't think this would be a problem for ambitious banks, and those who have less will have a better change of getting first to 5A and then to 8A within the stipulated 5 years.

I think the governor wants to get this done within his tenure. If given too much time, who knows what the next governor would do. S/he may decide to scrap the provision altogether.

8 arab big question for the most of the commerical bank which are fighting for 5 arb paid up capital. Janta ,Civvil, century -------- what will they do. Merger with the Development bank is not the solution .So merger of commercial bank is required. Merger of Mega and Janta one time news in Market will be in reality i guess. similar news will be there in market.Some bank like Nabil.NIB,Everest can do it.

I think most commercial banks will struggle to get to 8Arba in two years. Best that we can hope for is them submitting plans to NRB on how they intend to reach 8Araba in the next 5 years. Even with merger and acquisitions, they will struggle to get it within two fiscal years.

sarsarti herda NBL, GBIME, NIB, NABIL, ADBL, EBL, SCB ra alik stress ka sath HBL, NICAsia, SBI le 2 barshma 8 arab puryauna sakne jasto lagyo. banki 20 ma merge bhayera puji puryauna parne hola.

some banks can make 8b capital. i think nabil and ebl will have no problem. both of them have about 5b reserve each. scope of big bonus from these two banks. scb is also not very weak in that sense. GMIME and PRAVU also can do it.

among others, many will go for merger. may be present 3 banks will become 1 after merger.

Aba merge ko baadhi (flood) aucha sathiharu.
bonus share le 8 arab puryaune kasaiko haisiyat chhaina.
right share ma halna promoter ko daant bata pasina auchha.
so only and easy option either merger or acquisition.

Most of the banks will acquire dev banks, I think. And I think, till frame will be increased.

karib 150 arab punji thapnu parchha commercial bank harule aundo 2 barsha ma.

Ma ta jillaram ko isthiti ma chu.

nabil, gbime, pravu, (ebl, scb also with their big reserve). what else friends?