Unlike Fixed deposit MF can be traded in NEPSE so higher liquidity, MF has no fixed return like FD, Ya tapaile garnu vayeko investment return hunxa with higher than you investment + you get yearly cash dividend. So MF is much better than FD. IF you have more query you can write in
http://www.sharesansar.com/forum/topic.php?id=3895
aru expert and bimal sir will help you much
Thanbk You
Happy investing