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CHCL ma praye dherai faseka chan hajur. Most are just waiting for their par value so they can sell out. Good company unfortunately became the victim of its own success. People hate this company now. But I like it every year cash+bonus and once projects are completed it's gona be good.

Mero pani banking nei maximum cha hajur. NABIL, NMB, Sanima, NBL and many more banks only. Yes, I agree banks aba haal khi time grow hudainan, but its a good thing for us value investors. I really want cash dividends for a few years, bonus will be a bonus for me

I sold all my micro finances at a profit and will only buy SKBBL after bonus shares are provided and 60cr reached.

Mutual funds: I really like them, better returns than NTC, unfortunately many investors avoid them as they look only for a quick buck. I will add NMBSF1 and SEOS more along with NIBSF1 for now. As NAV starts rising I will add NMBHF1, NEF, NIBPF and LEF. I missed out on NBF1 and SIGS1 but now these are too expensive.

Non-life after 1 arab I wil add SICL only. Life ma I will add NLIC and LICN(after 2 arab only) in Asoj if i have the money.

6 months ta ma analysis garnei sakdina hajur. I just want to enjoy the flow of nepse. i have seen so many ups and downs ki bad news about nepse aayo bhane pani aba ta bank ma paisa cha bhane danga lagxa. True online ta time nei lagxa, but it will be much easier in the not so distant future.

Bazar what it was 3 years ago is way different from today. It is growing. from 15-20 crore day to minimum 35 crore.

Long term bazar is great

happy investment.

Bazaarguru ji


Mostly I do have banking scripts followed by mutual funds. I see the benefits of mutual fund is quite good. Around 20% return every year. Most banks I own are in mid range sizes. Hope they will perform well after 8 arba point.

I do have some losses in CHCL. CHCL is good company still huge capital base leads its market price to be low; but I wont sell it anyway. Its future is so good.

NMBSF1 and NIBSF1 seems to me nice . I hope I will buy some 1000s of them. I gueess and hope both will provide at least 25% return, which I see is 17% and 19%return on current market price. Thats's very nice of both of them. What are ur views?

And talking about banks; banks wonty hit high again immediately.
I still hope bank prices comes down a bit. There will be opportunity to buy for long term.

My 6 month analysis says:
karthik end is where we get online software. I still doubt the online feature is too limited. I dnt see real time flucation of prices will be still available. Heard in interview; they will just use asynchronous mode; ie only allowing to place orders early in the morning. So still another 6 month goes people learning the process. {NOTE: correct me if i am wrong; may be i had learnt in wrong way}

But definite the volume would rise. That is sure because of user scalability.

Btw gold has no return but no depreciation too. I too invested in physical golds. I see return very less and there is no better option for seling option in Nepal. But it is way of collection of assets ; a fixed one.
anyways

happy investing
happy trading

happy money making

hero ji you are correct 60% of my portfolio is dividend based. I am not going to sell it any time soon. I will wait untill the price quadruples cause buyers haru eventually badhdei jane ho. dividend consistently pakdai jane ho and demand and supply will eventually cancel out and demand will surpass the supply. cash dividend khane hoina ni, yo pani reinvest nei hunxa. i hold seos and nmbsf1 in bulk because of the cash dividend prospect. lvf1 surprised me this year with dividend declaration. but nav is relatively poorer.

A grade commercial banks nepal ma well regulated hunchan. grand, nbb,nbl, kist, ncc haru dubna diyiena merger nei garauxan. even (nabil once when nhpc was provisioned still managed to be 2nd in profit) was forced for collection by nrb.

insurance pani ramrai xan just too high aaile. microfinance are also overvalued.

traders haru lai bank bata aba paisa khi time aaudaina. so they are taking higher risks on insurance and microfinance.I also trade but still on banking. at least paisa din ko 100+ ko le ta fluctuate hunna. nepse kaha pugxa bhare ta vanna sakkina hajur. 6 months ta dherai paxi ho.

i am trying to make a diversified portfolio with gold+fd+ mutualfunds+bonds+equity but i always fail because of trading.

hopefully soon. please share your views also in your portfolio.

happy investment.

Bazarguru ji

Yeah if u are dividend based investor; the market price wont matter a lot. U want better ROI.


But for the traders? the banks are no more leg piece or breasts of chicken. They have been in verge of falling or stabling in lower price.

If we see the trend(history data of nepse) Shrawan to early Bhadra is the prime time to sell or buy(for dividends), This is season man to convert to cash especially for traders.

Can you rationallly guess what will the market scenario remains in 6 months from todays date? I dont see any bull or bear; my personal speculation though.

Sabai investors haru ma yo galat vram cha ki after 8 arab, bonus shares will stop and cash dividend will only be the dividend. While this is true for some banks right shares chai rokincha which is excellent. This is the exact misconception which triggers small investors to sell their shares at a loss and leave the capital market.I think banks should give cash dividend for 2-3 years for all those money stuck in right shares to recover. In the meantime EPS will increase along with many more mergers in the banking sector.

Nepse banking share prices is already at it's most minimum point. only scb is drastically over inflated but there is no proof that banks will give only cash, and even if they give cash dividends there are too many buyers right now unlike the last time. Banks ko share kinne chupa lagera 3-4 barsa parkhinus tyes paxi hisab garaula.

Over inflated insurance and microfinance ko pachi lagne lai k bhannu!! it's their money to lose or gain. Long term sochnus hajur trading ko profit as compared to long term khi ani hoina.

Happy investment.

for example

This time citizen bank/sanima banki is giving 15-16% bonus shares. Suppose I have 100 kitta shares. After 16% bonus; 8 arba will met and nothing bonus till 2 years(rights prospectus). It current MRP is Rs 384/425.


next fiscal year; it will definitely earn 1.7 - 2 arba. Etii kamaune bank Rs 200 ma aaula ta; hoping that 2 years cash dividend is only n table? Just speculating my thoughts.

Just want to know more.