Forum

the main thing is, this liquidity crisis is not real liquidity crisis, it is created by incompetent governor, nrb, finance minister, finance secretary etc.

Govt is sitting on 250 arab, and BFIs too sitting on more than 200 arab (CD ratio maintaining).

CD ratio is bad for economy, waste of money, to increase economy, money should be kept on moving, instead 200billion cant be used. This 200 billion would have added 600 billion in the economy.

To maintain, day to day activity of BFIs 5/6% cash is enough. 20% is too much.

To prevent, insolvency of BFIs, NRB need to regularly check quality, value of collateral, 20% keeping money wont prevent liquidity.

What if there is 10% NPL, depositors will demand their money back, so will 20% save the BFI?? NO. to save depositors, there should be good collateral in the BFIs not 20% in the vault.

This 20% has also increased the cost of money.

Idiot economist.

O i forgot, they are not real economist, they are some party cadres who lick a$$ of politicians who lick a$$ of indian bureaucrats.

Looking at recent history, we need UML in the govt for economy, for nepal.

UML FOR NEPSE, UML FOR NEPAL.

i am not communist by the way.

we all know what sherbahadur deuba is- he is creating problem regarding igp, transfer of cdo to loot sand mines, fast track, weapon deal, but he does not care about nepal or economy.

NC always were involved in crime since ever, now after sherbahadur become a kingpin.


UML FOR NEPSE

we need govt change.

राम्ररी टेकौं, बलियो गरी समाऔं

यो संकटको अबस्थामा जो बलियोसँग टेक्नसक्छ, उसले नै आगामी दिनमा राम्रो प्रगति गर्नसक्छ । नेपाल जस्तो अर्थतन्त्रको बृद्धि हुँदै गरेको देशमा सेयर बजार ध्वस्त नै भएर जान्छ भन्नु गलत हुनसक्छ । कम्पनीहरुले नाफा बढाउँदै जाने, अर्थतन्त्र फैलिदै जाने तर सेयर बजार खस्केर धरासायी हुने कुराको संगति मिल्दैन । त्यसैले जिम्मेवार लगानीकर्ता यो बेलामा आत्तिने हैन, धैर्य भएर परिस्थितिको सामना गर्ने हिम्मत गर्नुपर्छ । सबैको सहयोगले प्रतिकुलतालाई अनुकुलतामा बदल्ने हो । कठिन दिनपछि सहज दिन अबश्य आउने छ ।


--- people like me, if have money immediately invest in share and maintain good price. but i no longer have money. And if you study trading, big players are selling few kitta to decrease price, to clear buy order in marketdepth.

Only way to stop them is by creating market maker. With our market maker, NEPSE wont become stable. In US, i think, till, 60s, stock market was volatile.

I think, its their criminal intent, for not introducing marketmaker.

I agree with most.

In matter of national concern, economy- govt should not make a big change. When Europe replaced currency, they gave 10 yr time, in US just to increase .25% interest it took them almost decade.

In nepal, over night, they talk about ending loan. They increase interest or decrease 2-5% over night or give one year.

This is not right.

Stopping housing loan would increase NPL, make already invested investment waste- housing also contributes economy and creates job. In west, china they push for housing sales. So, loan should not be over or under issued to housing. or it will hit the price- too high or too low is not good.

Only car loan should be made expensive not other vehicles and bikes- which are needed for our economy.


Share loan- if bfis give 100 share loan, that 100 will return back to bfis, I dont understand, how idiot economist thought share loan would create liquidity crisis. Investing in share is investing in business, how come it is unproductive.
Majority of listed companies are BFIs, and then insurance- how many of us remember how was the economy of nepal was when there was no private banks or just a few private banks.

So how come, investing in share of bfis, insurance is unproductive.

Nepal is developing country, this the the best time/golden time to invest in stock for long term, for retirement. In west, mutual fund, pension fund invest in share market for long term. They are also market maker.

Those who, miss this golden opportunity to invest in share market for may be coming 10/25 year, they will only regret, or just blame other, pull leg of others. We all know, those who talk about others behind others back are losers and they may also hate shares.

Share market is for retirement. Most of the rich in US became rich after decades of their investment, not over night.