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Happy tihar.

we'll i'm not a fan of insurance sector as i entered too late. But i think this is true.

Its time

आज जतिसक्दो किनौ है !मौका नै आउला जस्तो छ छानी छानिकिन्न

छलाङ कसरी मार्ने?
समयको त्यो सुनौलो पल समाउने अनि लुरुलुरु हिड्ने ,हतार नगर्ने!
एकपटक सबै हेर्न अनुरोध!

thank you rising sir and bigul ji. I sold my nlicl and added nicl 255@826 . I think non life insurance has good future than life..

thank you rising sir and bigul ji. I sold my nlicl and added nicl 255@826 . I think non life insurance has good future than life..

Suresh700 Ji, till year ago, i saw, more than 10 are bad, but looking at present
eps just a handful is bad. One of them is EIC.

I missed something or they improved, I dont know.

I think there is no non life insurance is bad....
looking current status ...eic is poor...uic second....but not bad company.

Dear paribartan sir and risibg sir bad general insurane haru kun ho plz suggest me..

who believed me???

Dear Pramshu sir!
I cannot go against your thought but have to add some aspects to make 100% yes!

Dear Rising sir!
Your views is balanced! Few words I want to add.....

Sorry to write earthquake has become the boon for general insurance companies...
...due to awareness in general has been encouraging people to insure different product such as vehicles, houses,projects etc.......
...I assume that the number of general insurance policies has been increasing...
.....another boon for general insurance is their insurance policies are periodic(basically only for a year).
...and if the product is safe within insured period..the premium collected from the product becomes profit,isnt it???
...see there such amount can be invested for short term as well as long.
..another positive aspect is their 50% profit goes to insurance fund..it makes the company more strong...
.....investor has been looking for these facts...
......due to scarcity some new investor are running behind bad companies....I agree with Rising sir most!
Thanks a lot!

Till last year, investors were sacred of insolvency of general insurance during calamity even when they had great EPS.

Post Earthquake has given them confidence, general insurances have done re insurance with international insurer.

Plus, now added, need to increase capital.

Negative side, dont run after bad general insurance ran by criminal promoter. and also bad insurance's public share are controlled by big investors/manipulators.

In all shares, we have to choose between good and bad.

Most of the brokers are invested in insurance sector, they are minupuleting small paid up capital insurance n microfinance. Commercial bank are more safe than insurance but banks are not their control because of paid up capital.small investors should be aware from artificial price rising and planned supply of small but weak n high prised nonlife insurance company.This increasing rate is really same to the story of monkey.

Dear experts! I request you all to contribute your thoughts and analysis of general insurance stock and its bullish trend!