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Third eye ji namaskar. I can relate to your views. And will not defend adbl at all.

Sarkari are improving sir. Not too much aniyamita like before. Overstaffing ajjai cha. Tara gradually changing for survival nei.

Ntc has the biggest govt investment and is one of the best divident provider. 30-40% cash is excellent sir. Also adbl has also shown historically which i myself am surprised to provide good divident and are improving.

Aaja ko hero company can be voli ko zero. Many people lose in nepse. But we learn and with patience and decision making helps.

Lk977

malai ta sarkari fin. institution kunai ko bhar lagdaina.

Long term sochnus hajur. U wont lose.

Get info about bank.

This is the best managed bank by govt level.
Planning for strategic partnership sooner of later vai halxa
Paid up ad per latest nrb will require 3 arab ( yo short term ho)
Biggest branching network with reaches to every village
Next year huge staffs are retiring. Which will increase the profit by atleast an arab

Good divident history and good eps.

Still growing and expanding and is highly under valued.

and remember after 8arab bonus share bank haru sometime didainan so only big banks can maintain good returns.

So aafai bichar garnu hola.

Regarda
Lk977

ADBL is planning to provide huge stock (bonus) dividend this year. This is the only best scrip to buy/hold hold for today and tomorrow.