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LICN and NLICL

Moderators: बिमलमान, Dilbert.

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Member
Registered: Jul 2013
Posts: 986
Bimalji insurance ko barema bujaee dinu bhaye aabhari hune thiye.
Member
Registered: Jul 2013
Posts: 986
yi insurance company haruko nafa sambandhi kura kasari bujhe? last year asian life le 2 karod nafa bhanere 4th quarter report nikalyo, pachhi AGM hune tine tira 10 karod bhanne thaha bhayo. yo ho?

ahile LICN ra NLIC ko price 0ver 4000 chhan. EPS herda jhur dekhinchha, ani dubaiko net profit 58% ra 68% respectively down as compared to last yr's 4th quarter. bazarma bhane yini haruko price badhchha bhanne suninchha. LICN ko EPS jamma 4 chha tara yesko price yekai dinma 280 badhe 4000 mathi gayo.
« Last edit by thirdeye on Fri Aug 15, 2014 6:57 pm. »
Member
Registered: Jun 2013
Posts: 136
There is extra 14 crore profit of NLICL from the sale of right share in auction ......
Member
Registered: Jul 2013
Posts: 65
Dear Thirdeye Jee, as far as I know u will get same returns from both of them and main thing is investment so for now u can grab more shares of NLICL than LICN with same amount of budget so that u will receive extra returns from NLICL, u may consult with experts as well.
Member
Registered: Jul 2013
Posts: 986
i know about the actuary system applied by a few insurance companies here. it can raise profit, but not drastically. may be about 20%. as i heard from a knowledgeable person life insurance fund can not trasferred to net profit for distribution purpose.
Member
Registered: Jul 2014
Posts: 22
also agreed to vibe ctiz. PLIC also best at current price.
Member
Registered: Jul 2014
Posts: 22
third eye ji LICN ko eps 4 vannu vayo. life insurance ko financial tapainle bujhnu vako rahenachha. actual eps after actuary aunchha. actuary hundaichha. its capacity will be distribute at least more than 50% bonus share this year also.
Member
Registered: Jul 2014
Posts: 65
thirdeye ji...it because of it didn't bring any amount from their life insurance fund this year but in the previous year it did.....I don't know but I suppose that life insurance companies with abundant amount of life insurance fund are considered good.....And with 15 arab of fund, LICN is unshakable....Being true, I just can't comprehend the balance sheet of insurance companies!!
Hope someone who knows pretty much about insurance companies shed some light on this discussion....
Member
Registered: Oct 2013
Posts: 296
Plic is not responsible for share holders. See, it doesnot do AGM, cannot get DDA report time. It doesnot give bonus in time, how could we invest in this stock??
Member
Registered: Jun 2013
Posts: 74
Better go for Plic
Member
Registered: Jul 2013
Posts: 986
LICN ko EPS only abt 4 and P/E over 900. i could not understand why its share is so expensive. plz highlight information if you know it.
Member
Registered: Jul 2014
Posts: 22
at current market price rs. 2450 u can buy adequate share of NLICL but at price 3800 u can not buy LICN. if u able to buy LICN till RS 4000 it is far better to purchase LICN. but NLICL also not bad. both r strong financial base.
Member
Registered: Jul 2013
Posts: 986
in between LICN and NLICL, which one is better in terms of relative profit for this year? knowledgeable persons, plz give advice with facts. i will appreciate.

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