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Somebody were regretting of the incresement of investing inf bfis rather than insurance.
Thats all.
Thank you.

UIC, PIC, NIL are the non-life insurance which have to made their paidup value upto 25 crore. They all increase whatever there is over or sover value.

I heard 20% bonus share of SICL going to be announced soon.

Friends in my view there is very risk at now to investment on insurance scripts.. better you may sell and book profit as there is no possibility of capital increment for upcoming next 2 years. rest decision on you...

SICL would be better choice now.

Maile ta LGIL ko share kinirako chhu sathiharu, insurance company ma sabai vanda sasto rate ma tehi chha.

Maileta aja AIC uthaye

SIC

sicl

siddartha

Wht abt UIC

guys first analyze the growth of life insurance...then put ur comment of crash or sky rocketting...People don't invest 5000 per kitta seeing it's today's balance sheet...u have to look it's future prospective too...see it's growth and analyse urself...comment after one year again...meet u guys at end of2071..

2 arba jati capital puraune kuro cha .. insurance ko .. so .. increasing.. ra Bouns share pani dina chodchan vanne chai hoina hai .. coz if u see the past .. most of the insurance companies .. give both BS nd CD

nomoney4630 g,

I agree with your points. I do see that the market is rising with speculations - all sub-indices but insurance in higher pace. However, all I was saying was that not all companies are overvalued. Yes, Nepal Life and National Life are way overvalued and one day it will come crashing down (also LICN, UIC, ALICL, PLIC). When the party stops and they start giving cash dividend, the price will come crashing down.
Nevertheless, my point was not every company is overvalued and I still believed that SIC, AIC, SIL, SICL are under-priced or reasonably priced. I will buy AIC for 600 rather Century Bank for 300 and SIC for 500 than MEGA for 400.
So, yes, the prices of some insurance is growing unsustainably but there are still good companies among the group.

Dear BeatTheMarket g
2066 salma Asian Life insurance le IPO garda 20 kitta pani aabedan dina sakne gari IPO gareko thiyo.
Tyeti bela Insurance company ko bazar ma regular karobar nahune hunale manche IPO ma samet lagani garna hichkichauthe.
Matra 50 karod ko capital hune company lai hami 5000 halna tamsiyeka chau.
K cha reliable tyesto insurance ma jo 5/6 saya halna sajilai jandai chau hami.
Commercial banking index 700 hunda insurance index 3000 hunu kun business le garda ho?
Insurance ma miraculous change ta aayeko chaina or insurance garnu parne concept nai kayapalat ta bhako chaina?
Nepalese economy le tyesto kun fadko mareko cha jo insurance sector le chalang maros?
Bank le lagani gareko abastha ma bahek non life insurance garna manche agi sardainan.
Life insurance pani manche 4/5 yr premium tirda tirdai aajit bhaisakeka hunchan.
Claim settlement ko pato kahalilagdo cha. Claim lina ghus dinu parne bibasta cha market ma.
Insurance business nai risk ko business ho.
2/4 wota plain crash hunda re insurance company le claim dina anakani gareko hami lai taha chandai cha.
Ani k ho adhar insurance ma aankha chimma garera lagani garne?
Thula investor le ta jasari market ma bato liyi halchan
Sana lagani karta le bholi insurance ko assets bechera realize garne situation aayo bhane kata bata realize garne ho 5000?

It is not good to generalize the whole sector. Indeed, most companies are overvalued but there are still undervalued companies such as AIC & SIL and reasonably priced insurance such as SICL, SIC, & NLG. So, let's not generalize the whole sector - I can name a few scripts in banking sector that are overvalued (but that doesnt mean the whole banking sector is overvalued).

बीमा क्षेत्रका कम्पनीहरुको मूल्य बढिरहेको छ। नेप्सेमा सूचीकृत दुई सय ३४ कम्पनीमध्ये बीमा कम्पनीको संख्या १४ वटा रहेको छ। त्यस्तै, सूचीकृत करिब दुई सय बैंक तथा वित्तीय क्षेत्रका कम्पनीले बीमा कम्पनीको सेयर खरिद गर्न पाउँछन्। दुई सय सबैले लगानी नगरेपनि कम्तिमा एक सयले बीमा कम्पनीको सेयर खरिद गरिरहेका छन्। अहिले बिकास बैंक र फाइनान्सहरु सबैले नै बीमा कम्पनीको सेयर बजारबाट उठाइरहेका छन। यसले बीमाको सेयर निश्चित व्यक्ति तथा संस्थाको हातमा पुगेको छ , जसले गर्दा बजारमा बिमाको सेयर मागको तुलनामा आपूर्ती कम भइरहेको छ। बिमाको सेयर एउटा तप्कामा गएर बसेकाले मूल्य प्रभावित पार्ने काम पनि भएको छ। बीमा क्षेत्रको मूल्य वढ्नुको मूख्य कारण यही हो। प्रतिफलका हिसाबले बीमा क्षेत्रमा लगानी भएको छैन। किन भने बिमाभन्दा वढी प्रतिफल हुने क्षेत्रका सेयर मूल्य बढेर विक्री भइरहेका छैनन्। उदाहरण कै रुपमा, बीमा क्षेत्रका सबैभन्दा कम सेयर मूल्य भएका गुराँस लाइफ र सूर्यलाइफ कम्पनीलाई हेरौं। दुवैले यस बर्ष जम्मा सात/आठ प्रतिशतको दरमा लाभांश दिन सक्छन। तर सेयर मूल्य पाँच सय रुपैयाँ छ। प्रति कित्ता पाँच सय लगानी गरेर सात/आठ रुपैयाँ (अंकित मूल्य एक सय भएकोले) पाउँन लगानीकर्ता किन आतुर छन्? जबकी जनता बैंकले १५ प्रतिशत लाभांश दिने घोषणा नै गरिसकेको छ र बैंकको सेयर मूल्य पनि दुई सय ६० मात्र छ। प्रतिफलका हिसावले त जनता बैंक राम्रो देखिनु पर्ने हो। किन लगानीकर्ता यसमा आकर्षित छैनन्? बीमा कम्पनीहरुको आपुर्ती कम छ, यसैबाट फाइदा लिएर केही लगानीकर्ताहरु मूल्य वृद्धि गराइरहेका छन। साना लगानीकर्ताले धमाधम मूल्य बढेको बिमा क्षेत्रमा आकर्षित भएर यस्तो भएको हो।

राजकुमार तिमिल्सिना
अध्यक्ष
इन्भेष्टर्स फोरम

SIC is one of the best non life insurance company. See it's reserve, more than paid up capital.

Agreed with बिमलमान ji,
SIC is most promising now, followed by SICL, AIC.

Dear Share100, SIC,SICL,NLG,Sidartha insurance may be better now.

Thanks all my friend i buy SiL

I agree with sameer ji... According to the financial status Siddhartha is very good compared to its price... For short term benefit SICL would be very good @ around 950

LGIL would be a best for long term because this year profit is very high.

siddartha insurance balance sheet is extra ordinary this quater so go for it

AIC, SICL, and NICL, in that order.