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As per direction of NRB keeping spread rate of commercial bank may affect profitability bank that affects it BS and dividend in upcoming year.

very very thanks all of u for your valuable suggestion..i will do as your advice...

Thank you dear friends BIMALMAN and NANAMUNI JI, I will do as your advice.....and hope others friends also will share them views.....

At this time (in my personal analysis), the best scrip among your option is NIB, better is NABIL and good is SCB. You can compare their reports and market prices. Later on you will know, which company can provide more dividend and bonus. As far as I know, NABIL has been offering handsome return to its shareholders from its establishment every year but price; it is higher than NIB. For this moment, I like to suggest you to invest 20% on NIB, 20% on NABIL & 10% on SCB. Rest of the sum, keep with you as reserved fund. In case market went down (more than 20 per cent), you buy the same scrips following same way. During this period, market will go up, sell your old shares and hold on new. When market goes down, buy new and when market goes up sell older scrips. Follow this manner, you will make money.

Dear Rosy,I think NIB may be best for short & long term investment.

But, what good things will coming in coming days and go up share price of commercial banks??? And Which company are more better to buy this time??? please kindly suggest me.

Dear kisan,wait for some weeks for increasing commercial bank share price.

thanx for your valuable suggestion bimal man jee but why these commercial bank are not increasing these days???

Dear Newfriend, It could may be suitable time to purchase.For better portfolio, may be for NBL=10%,NABIL=20%,NIB=50% & SCB=20%.

I prefer NIB though, it has less chances of good bonus share but cash dividend will be there

thanks all of u...

My Newfriend,
yes NIB is a good script..i bough it in 934 few days back ani for NBL its a high time to purchase as per my friends opinion i have bought 1700 kitta...

For me, NABIL is best among all in terms of growth, dividend and financials.

बिमलमान जि लगायत सबै मित्रहरु, Nbl, Nabil, NIB, SCB
यि बेँकहरुको अवस्था कस्तो छ? अहिलेको मुल्यमा केही कित्ता किन्नेसोच बनाएको छु, उचित होलाकी नहोला?? साथै कुनमा कती कती प्रतिसत लगानी गर्दा बेस्ट होला?? सुझाब पाउंन।।। सुझाब दिने मित्रहरु लाई धन्यवाद,,