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yes i am completely agree with common man and thirdeye but i have some reservation on this topic. as per NRB regulations of capital adequacy and share capital and as well as Basel III capital of all type of FIs need to be raised sooner or later. if so the first priority for raising capital is merger and second is right share. if you think seriously how many FIs of nepal could able to raise their capital by issuing right share? almost nil so merger is most probable method to raise capital if merger is need then the first option bank is development bank with sufficient capital and second is national nevel kathmandu based B class FIs so my assumption is this BUDBL, H& B dev bank, Infrastructure dev bank, jyoti, ACE, tourism are the high capital and deposit based national level reputed bank in nepal so sooner or later it will go to merger with A class FIs thats why days will come just have some more patience

What is going with h&b development bank. it has been facing the same problem of its management ? what is the result of investing on its share? is it Profitable, Please suggest.