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Member
Registered: Mar 2018
Posts: 1177
७५ करोड उठाएपछि संक्रमितलाई बीमा दावी भुक्तानीमा नयाँ शर्त
How can you apply the rules retrospectively in insurance policies ?
Member
Registered: Oct 2013
Posts: 5379
desh hillibilli le chalaune haina

system hillibilli le chalaune haina.


if hey do, the first victim will be the same hillibilli who exchanged their vote for a few thousand. and they themself become the victim of their action from death due to landslide to bus crash (which is owned and operated by party members).

TRUTH IS BITTER, BUT TRUTH IS TRUTH.


Is not it amazing, how much hillibilli like kpoli, prachanda, baburam, koirala, yuraj k, deuba..... are so sarbagyani, never stops talking, they know everything.


almost every crime, every tragedy is cause of those hillibilli behind power.
Member
Registered: Mar 2018
Posts: 1177
CP from my previous post :
Insurance companies have to bear risk of 2.5 Arab.
Amount collected as premium is less than 1 Arab
To acquire HEARD IMMUNITY, almost 50 -60% of the population need to get infection.
If 25 % of 10 lakh get the infection (i,e CORONA +ve), insurance companies pay 2.5 Arab to those insured.
Last year cumulative profit of all insurance companies : 3.72 Arab
So, if this calculation goes right, then insurance companies will probably lose 2/3rd of there profit in running FY.
Better is to stay away rather than regret later.

Now they have realized the reality and burden of current crisis
९४ अर्ब तिर्नुपर्ने भएपछि कोरोना बीमामा जनता झुक्याइयो
http://bizpati.com/Insurance/41510

If Insurance companies shows reluctancy to settle the claim, they will definitely lose credibility and ultimately destroy there business growth in future. It is almost impossible to pay this huge amount.
Situation has created double edged sword - if they comply many companies can go bankrupt, if deny they will loose faith of general public to insurance policies.

पशुपतिनाथ ले रक्षा गरुन
Member
Registered: Mar 2018
Posts: 1177
GREAT DECISIONS, OUTSTANDING PERFORMANCE AND EXCELLENT RESULTS

काठमाडौं उपत्यकाको निषेधाज्ञा के हुन्छ ? कर्फयू नै लगाउनु पर्ने पक्षमा जनप्रतिनिधि
उपत्यकामा निषेधाज्ञा सुरुअघिको १२ दिनमा सरकारी र निजी दुबैले यसबीचमा कुल ४६ हजार ५ सय ५४ वटा स्वाब परीक्षण
काठमाडौंमा निषेधाज्ञा सुरु भएपछिको १२ दिनमा निजी र सरकारी प्रयोगशालाले ४७ हजार १ सय ६२ वटा परीक्षण
थोरै परीक्षण र यस्तो सुस्त कन्ट्याक्‍ट ट्रेसिङले महामारी नियन्त्रण होला त ?

Lets hope CORONA will wipe out all the CORRUPT and CHRONIC VIRUSES of our country.
Member
Registered: Mar 2018
Posts: 1177
In most of the cases, its not virus which kills person, but its the body respone to virus which kills - "CYTOKINE STORM"
It is very difficult to contain the disease once it is spread in the community like "डढेलो ". It will stop only after infecting all the vulnerable people almost as डढेलो
Personal preventive measures may not protect people after community spread
Yes there are some meaures which increase the ODDs of your survival and prevent morbidity - expert consultation suggested.
Member
Registered: Mar 2018
Posts: 1177
१३ भदौ, काठमाडौं । कोरोना भाइरस (कोभिड-१९) को संक्रमणबाट एकैदिन २० जनाको मृत्यु भएको पुष्टि भएको छ ।
स्वास्थ्य तथा जनसख्या मन्त्रालयले भने अपरान्हको नियमित प्रेस ब्रिफिङका क्रममा १२ जनाको मृत्यु भएको भनेको छ । यसमा महोत्तरीका ३, पर्सा, बारा, मोरङ, रौतहट र नवलपुरका एकएक जनाको तथ्यांक जोड्न बाँकी छ
https://www.onlinekhabar.com/2020/08/892633

Till now CORONA virus mostly infected actively working group who were relatively healthy. thats why mortality was low. In coming days it will knock the door of CO-MORBID patient (those with diabetes, end stage lung/kidney disease, heart disease, FMF, stroke patient etc etc) and mortality is definitely going to increase.
Hospitals will get significant number of seriously ill patient. COVID allocated hospital beds are almost saturated at present. How will they cope the surge in number of sick patients ?
Cost of treating seriosly ill COVID patient is too high which may not be afford by the commoners. Thanks to governemnt for funding the treatment of COVID patient till date. In coming days, it is difficult for government ot fund cost of treating all COVID patient.
So, be prepared for the rainy days which is just ahead.

पशुपतिनाथ ले रक्षा गरुन
Member
Registered: Mar 2018
Posts: 1177
कोरोना बीमा गर्नेको संख्या १० लाख नाघ्यो
५९९ बीमितद्वारा ५ करोड ७२ लाख दाबी
अर्थमन्त्रालय, बीमा समिति र बीमक संघबीच सम्झौता : पहिलो १ अर्ब रुपैयाँसम्मको दाबी भुक्तानी पूलअन्तर्गत दाबी भुक्तानी
त्यसपछि १ अर्ब रुपैयाँ पुनर्बीमा कम्पनीले, त्यसपछिको ५० करोड रुपैयाँको दाबी बीमा कम्पनीहरुले आफ्नो महाविपत्ती कोषबाट
२ अर्ब ५ करोड रुपैयाँमाथिको १ अर्ब रुपैयाँ बीमा समितिले
सोभन्दामाथि परेको दाबीको दायित्व सरकारले
So, insurance companies have to bear risk of 2.5 Arab.
Amount collected as premium is less than 1 Arab
To acquire HEARD IMMUNITY, almost 50 -60% of the population need to get infection.
If 25 % of 10 lakh get the infection (i,e CORONA +ve), insurance companies pay 2.5 Arab to those insured.
Last year cumulative profit of all insurance companies : 3.72 Arab
So, if this calculation goes right, then insurance companies will probably lose 2/3rd of there profit in running FY.
Better is to stay away rather than regret later.
Member
Registered: Mar 2018
Posts: 1177
नेपाल स्टक ब्रोकर एसोसिएसनका अध्यक्ष भरत रानाभाट लगानीकर्ताहरुलाई ब्रोकरहरुबाट रकम भुक्तानीमा ढिलाइ भएको स्वीकारे
ONE & ONLY solution for this probem is BANK ACCOUNT INTEGRATION for which SEBON & NEPSE can take initiative.
Member
Registered: Mar 2018
Posts: 1177
नेकपाबाट सुरेन्द्र पाण्डे मन्त्री बन्ने पक्का छ । उनी अर्थमन्त्री हुने सम्भावना छ । अर्थमन्त्री नभए अन्य मन्त्रालयमा नजाने उनले बताएका छन् /
If this turn out to be reality, we can expect BROKER LICENCE TO BANK soon which can pave milestone in the development of capital market and majority of the investors will remember him for long period.
Member
Registered: Mar 2018
Posts: 1177
This years FALL & WINTER is going to be the worst modern humanity have ever faced.
I would like to use the word DOUBLE TROUBLE - COVID topped by INFLUENZA.
Developed countries have already piling up there FLU-SHOT stocks the result of which can be seen in our place- Influenza vaccine is barely availabe in many medical stores here in KTM. EARLY BIRDS can only get the WORM.
Almost 40 thousand people dies in america every year due to influenza. We dont have exact data of the mortality caused by influneza, but it is somewhere near 1100 death a year.
COVID vaccine which is safe and efficacious is difficult to get in near future. The best vaccine you could ever get is by natural infection. By the time we get effective vaccine, i guess it may not be needed, becoz due to widespread transmission of infection, community may have aquire herd immunity by then.
Some people are very eager to get the COVID-SHOT donated by some BIG SHORTS - I would like to suggest them "go & get it immediately"
पशुपतिनाथ ले रक्षा गरुन
Member
Registered: Mar 2018
Posts: 1177
कोरोनाको कहरले घरजग्गा कारोबार डामाडोल, विज्ञहरु भन्छन् ४०% सम्म भाउ घट्छ
There prediction may be partially correct.
Who will buy LAND in such a condition where everyone is adopting life saving approach. After that comes hand to mouth approach. Then business saving approach and almost in the last ASSET creating approach.
I wont get surprised if land price fall by more than 60%.
Real state price in nepal ve already created a BIG BUBBLE which is going to be pierced by CORONA DEFLATIONARY SPIRAL. I a now worried about BFI which is going to be hit worst by the REAL STATE CRASH. Hope BFI will try to support price of real state.
Member
Registered: Mar 2018
Posts: 1177
नेपाल धितोपत्र बोर्डको साउन २२ को सञ्चालक समितिको बैठकले प्रारम्भिक सार्वजनिक निष्काशनमा बुक बिल्डिङ्ग निर्देशिका- २०७७ लागू गर्न सिफारिस
Most awaited directive is going to be implemented soon in our capital market.

But there are lot of queries and confusion in this directive which must be answered before it comes into action
1. What percentage of IPO is issued to general public @ face value ?
2. What percentage of IPO is issued to DII at BID value ?
3. Allotment module if oversubscribed ?
4. What will be the punishment/compensation if DII and ISSUE manager manipulate the cut off price ?
5. Is it compulsory for DII to buy the quantity of share they ve bid ?

6. Can general public participate in the BID ?
Member
Registered: Mar 2018
Posts: 1177
RMDC ले गत आर्थिक वर्षको असार मसान्तसम्ममा २८ करोड ५१ लाख ४९ हजार रुपैयाँ खुद नाफा आर्जन-अघिल्लो आर्थिक वर्षको सोही अवधिको तुलनामा १३.३८ प्रतिशत कम
If most of the banks publish similar type of balance sheet, BULL attitude of investor will gradually turn into BEAR.
Lets hope better result from other companies. But it seems unlikely. RMDC, one of the toughest company in its sector with sound fundamental is unable to tideover current crisis, how can we expect reverse result from others.

जय होस्
Member
Registered: Mar 2018
Posts: 1177
नेप्सेको वेवसाइट मार्फत डेटा लिएर निशुल्क डाटाको व्यवसाय गर्ने स्वदेशी /विदेशी भेण्डर कम्पनीहरु, बैंक तथा वित्तीय संस्थाहरु, पोर्टफोलियो म्यानेजर र प्राविधिक विश्लेषण गर्नेहरुको सेवा पनि अवरुद्ध
nepse is not providing quality data to the investors and creating hindrance to those who are providing free quality data to general public.
NEPSE search for other sources to fill there TUMMY.
Member
Registered: Aug 2015
Posts: 76
ADBL बाट केहि न केहि आउछ .... तर NBL बाट ..... अनि कसरि मूल्य बराबर होला र ? प्यारामिटर मात्र हेरेर होला र ??? :P :P :P
Member
Registered: Mar 2018
Posts: 602
@Dubosijee

Some Banks like NBL already has spread rare of 4.4.
Also NBL EPS is 27.
Overall the parameters are strong.
NBL & ADBL price should be same.

....BAKI ISHWOR KO LEELA.....
Member
Registered: Mar 2018
Posts: 1177
नियामकीय प्रावधानले बैंकहरुको नाफा थप खुम्चिने
स्प्रेड र सेवा शुल्कका कारण कम्तिमा ४० प्रतिशतले आम्दानी घट्ने बैंकरको अनुमान
Really ?
Member
Registered: Mar 2018
Posts: 1177
Commercial banks are matured organization and most of the time they think long. So i hope they will not fabricate there balance sheet for short term benefit. Manipulation seen in one of the small BFI recently probably wont repeat in BIG BANKS.
Future direction of NEPSE is determined by the result of these commercial banks. Once we see balance sheet of some of these banks then onle take your position. Aggressiveness shown in last few days is absurdish. Make wise decision.
Dont forget market guru mantra -
Rule no 1 : Dont loose your capital
Rule no 2 : Dont forget rule no 1.


जय होस्
Member
Registered: Mar 2018
Posts: 1177
Waiting for some lucrative merger and market blast.
Member
Registered: Mar 2018
Posts: 1177
Whats the possibility of NIB and HBL merger?
Member
Registered: Mar 2018
Posts: 1177
होटलले श्रमिकलाई प्रत्येक महिना आधारभूत तलबको १२.५ प्रतिशतको दरले मात्र तलब उपलब्ध गराउने निर्णयको विरोध गर्दै होटल मजदुर र हानबीच पटकपटक वार्ता -तारे होटलले श्रमिकलाई साताको ५ दिनको न्यूनतम् तलब दिने सहमति
Dont expect any return from this sector. :( :( :(
Member
Registered: Mar 2018
Posts: 1177
Waiting for some positive moves in MONETORY POLICY which can fuel the capital market.
Member
Registered: Mar 2018
Posts: 1177
How will this news affect the profitability of BUTWOL POWER COMPANY in coming days ? Matter of concern becoz BPCL is one of the major share holder of HIMAL POWER COMPANY.

६० मेगावाटको खिम्ती जलविद्युत् आयोजनाको आधा सम्पत्ति भोलि (असार २७ गते) बाट नेपाल विद्युत् प्राधिकरणको स्वामित्वमा आउने भएको छ । आयोजनाको प्रवर्द्धक हिमाल पावर कम्पनीसँग भएको विद्युत् खरिद सम्झौता (पिपिए) अनुसार सञ्चालनमा आएको २० वर्षपछि आधा स्वामित्व हस्तान्तरण हुने प्रावधान छ ।
Member
Registered: Mar 2018
Posts: 1177
There are many hidden secrets in stock market on which OPERATORS OF THE MARKET PLAY according to there interest

One of the secret which i hinted in my previous post (Mar 9th,2020) is now revealed.

Is it true - 50% of Khimti Hydropower will be transfer to NEA on coming Baisakh ?
Khimti Hydropower is a major income project of Butwal Power Company. NEA did PPA in DOLLAR for this project.
If this is true then BPCL profit will dwindle down. Even there Kabeli project is in limbo due to indecision of TAMOR project by NEA. They ve already invested billions in this project.


Revealed information
खिम्तीको आधा स्वामित्व अब प्राधिकरणको, वर्षमा साढे २ अर्बभन्दा बढी बचत
बुटवल पावरले आयोजनाबट वर्षमा करिब ६० करोड रुपैयाँ नगद लाभांश पाउँछ । अब यो आम्दानी घट्नेछ ।
https://www.onlinekhabar.com/2020/07/880534
Member
Registered: Mar 2018
Posts: 1177
You F..king politician are busy to collect commission from the disaster work
& poor front liner fellows are risking there life to save people
स्वास्थ्य मन्त्रालयले ७ करोडमा खरिद गर्यो कोरोना परीक्षणमा कामै नलाग्ने र्‍यापिड टेस्ट किट
चीनबाट ल्याइएको पीपीई प्रदेश १ का चिकित्सकले लगाउन मानेनन्प्र
देश १ मा पठाइएको एक हजार थानभन्दा बढी पीपीई कोरोना भाइरसको जोखिमबाट बच्न काम नलाग्ने स्तरको रहेको चिकित्सकहरुको ठहर छ
https://www.onlinekhabar.com/2020/04/850119
फिलिपिन्समा ९ जना डाक्टरको मृत्यु भइसकेको छ
स्पेनमा १२ हजारभन्दा बढी स्वास्थ्यकर्मी संक्रमित भएका छन्
इटलीमा दर्जनौँ स्वास्थ्यकर्मीको मृत्यु भइसकेको छ

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