Forum

I doubt there is bull in Bank.

Cause of liquidity crisis, interest rate crisis, NRB, Corona - Banks' business and profit has been hit. Second qtr profit may fall in comparison to first.

Third wave may make things complicated for Bank. But in dev bank/finance, there are players..... so let's see.

We may have to wait till 4th qtr report for bank.


Players are able to keep bull alive. Good for them.

This week says- players are able to keep bull alive.

But, still no conformation- which sector will see bull probably all sector or dev bank or bank.

May be final days of next will give us conformation.

मर्जर तोडेको संस्थाले तीन वर्षपछि मात्रै लाभांश दिन पाउने, मर्जर भाँडिए अर्को संस्था खोजेर मर्जर गर्नैपर्ने बाध्यकारी व्यवस्था



15-20 year back, when I heard, NB group's shrestha treated Governor and other officials like trash, My blood boiled.

Now, I want to see someone like him or appear again and put noker/servant in their right place. Khate pakhe le afulai malik smjhana thalyo.


Aba ta ati bho. One after another micro management from those who has no idea about economics, business, banking, liquidity .....







I have been very closely watching all sector of Nepal's economy since around last 8 year. I have been watching Nepal's economy for last 20 year.

Worst time our economy faced was, 1 is the worst:

1: The Blockade
2: Current crisis- created by NRB, supported by finance minister.
3: Previous liquidity crisis, 3 year back- created by NRB, supported by finance minister.
4: The great earthquake
5: Maoist terrorism
6: Housing crisis- ignored by baburam.


Which means, NRB is bigger problem for Nepal's economy than the earthquake and maoist terror.



Till now, whatever economy is there, all due to people, no hand of bureaucracy. But, our economy would have been far better, but not good enough, if bureaucracy would not have created problem time after time.


Time to cancel NRB. NRB should be one of the branches of finance ministry controlled by assistant secretary. So that all blame would go to elected finance minister not some unelected over powerful public servant.






Its amazing how they are publishing change in monitory policy in every second day. Like, monitory policy is some kind of their private ho.

राष्ट्र बैंकले तोक्यो लघुवित्तको कर्जाको सीमा




MFs trying to control everything except for their own salary+corruption money. Khates who cant even get job of a driver in a private sector is making 30-40 lakh annually in NRB. Its amazing, those who cant even sell their experience in private sector keeps on getting high position bureaucratic job.



Why dont we just cancel money and go back to barter. We wont be facing recession or depression that day, except for famine which would be- not the problem of the economy.





Its amazing- world bank, IMF wont complain in these and policy to control share market, since, these policies match their policies to prevent development of countries which are not fully vassal of jew. Jew wont tell them, you are trying to control your economy, which is against free economy.




Cooperative is started to serve khate barga. Except for cooperative, dont try to unnecessarily control other BFIs and share market.

Bull still alive?

All sector or particular sector bull???

We may find out this week.

सहकारीको ब्याजदर २ प्रतिशतले बढाउने तयारी


BFIs is suppose to be for public and cooperative is suppose to be for khate barga.

Now, since cooperative is in control of political dalal ghusya pujipati, cooperative has become their loot organization.

Even haram yuraj k increased tax on almost everybody, he decreased tax for cooperative which is suppose to be non profit orgainzation.



If we dont take care of criminal politicians- which is all of them---- economy will collapse.



If somebody wants high interest on deposit, why dont they go to cooperative, why they want high interest from bfis. khate haru.








FD rate in India.

Tenure Bracket Regular FD rates (p.a.) Senior Citizens FD rates (p.a.)
7 to 14 days 2.90 3.40
15 to 29 days 2.90 3.40
30 to 45 days 2.90 3.40
46 to 90 days 3.05 3.55
91 to 120 days 3.95 4.45

1 year 5.00 5.50

2 years to less than 3 years 5.10 5.60
3 years to less than 5 years 5.15 5.65

Above 5 years 5.15 5.65








In Nepal FD rate is 10-11+% Double the indian rate. Where are those dumb so called expert who got ' economic expert title' from media, cia, raw, political party.......... who say, if Nepal's interest rate is low, money will flight into India??????

O MFs, why is money from Indian not flying into Nepal?????





No wonder, those in Nepal, who has money deposit their money in FD and those who dont take loan at high rate and invest. Just the opposite. TOTALLY FAILED ECONOMY POLICY DRATED BY PAKHES.

Which I have been trying to teach for years now.

सेयर बजारबाट पैसा कमाउनेको बिपक्षमा प्रचण्ड, अभिव्यक्तिको पुन: रक्षा गरे

I want prachanda and his family to live long, I just dont want them to waste precious oxygen.









मलाई त रिटायर हुन मन छ, साथीहरुले भनेर मात्र बसिरहेको छु : प्रचण्ड


- so he listens to others.

Then, lets make this viral: #commitsuicideprachanda






I know only party, media and intelligence agency can make views viral. Let me try it anyway.

They make it small viral, then losers join in and make it big viral, cause losers want to be cool and part of the crowd.

To hold (aka as TA uses the term 'sideways') NEPSE at current level for a year, under present condition, you are gonna need 100-150 billion.


If you increase NEPSE, under present condition, to 2800- almost all traders (except for those who are behind hike) will sell, 75% of mid term investors will sell and 10% long term investors will sell.


If you increase NEPSE, under present condition, above 3000- all traders (except for those who are behind the hike) will sell, almost all mid term investors will sell and 25% long term investors will sell.

सेयर बजार सुधारका लागि विज्ञसँग छलफलमा छौं: अर्थमन्त्री, प्रचण्डको भनाइमाथि टिप्पणी गरेनन्




who is this MF विज्ञ? that 700 wala chettry?


I think this village idiot is trying to change policy in every sector which will only destroy even more to those sectors and the whole economy.

Economic analysis and prediction.

1: I was planning, to tell the bitter truth when NRB reverses liquidity and 4/12 policy that "NRB made a right decision before too late, even though 10s of billions of losses our economy have already gone through". But it did not happen.... You know what I mean right....... Now wait for the ocean to burn if they dont reverse their decision.

2: During previous liquidity/interest rate crisis, which I predicted and gave them solution, which they did not accept.

Then I predicted, how liquidity crisis would end.... it ended exactly like predicted. I said, due to bad NRB policy, economy will suffer and liquidity would ease. And exactly it happened like that. .... and later corona came then there was plenty of liquidity. That time, liquidity crisis was created by over investment in so called productive sector like construction based industry like iron, cement..... and hotel, hydro etc. When investment in those sector decreased, liquidity problem ended. The liquidity problem was made worse by NRB that time.

Years back, we talked in this forum about change in variables would change the out come in the economy when major factor remain same.

This time, variable has changed. Actually, its not just small variable, its one of the major factor.

And by analyzing, NRB's interview, they want to fix things by crashing the economy. But this is not like before.

This time, liquidity crisis is created by NRB policy and govt not spending and import and lack of export. NOT over investment or high loan.


There is are few huge involvement of valuables this time. One is corona created economic risk and another is a secret. There could be others, I still have not figured it out.


This time, this liquidity crisis wont lead to just lowering of investment, it will create huge economic disaster which will lead to huge NPL and NPL will create even worst liquidity crisis than current one. I REPEAT, NRB POLICY WILL LEAD TO HUGE NPL.

To solve the problem, govt will have to inject 100s of billions into the system, which wont happen under pakhe rule.




3: Instead of fixing the problem, by reversing policy- liquidity, 4/12...... NRB will go for blame game and micro management. Which will create even bigger problem.

Loan- country should give loan to those who has capacity to take risk- provide collateral.
Borrower- those should borrow who can pay back and have guts.

But instead, govt, NRB, society going for micro management in lending. They say, who should take loan and who should not and who should get how much loan.

It does not work like that.

Only borrower knows, the most. Not some loser in govt or society.


There are already, losers, failures who destroyed Nepal (bureaucrats) supporting NRB policy in the media. So called dogo, ex bureaucrats, fake experts of dalal congress also support bad policy.

Things will only get worse.

Same faces who were behind previous liquidity crisis, economic crisis, who destroyed Nepal (civil servant) are supporting bad policy. Sati ko sarap.


Only I know economics in Nepal. And you are not "I".






4: Situation for share market is far far worse today than when NEPSE crashed to 1100 last time.

Last time, banks only did not have money to lend. Today, liquidity position of bank is minus 200 arab.

Second qtr report is highly likely to get worse of BFIs, hydro, business etc.

4/12.









Because of NRB, village idiot FM, retard PM............ world has already began to burn.





Pake le des chalaune haina.











PS- I have already cleared half of my loan.






I would add more analysis and prediction when I remember more or notice.

Snow on sagarmatha will burn.

I have been trying to control myself, New man ji. Did not mean to hurt individual person . I would try to avoid jat. (then there is international jat.... its amazing, some jat in west sends money to third world in the mane of ending jat but they themselves are doing their best to maintain their jats' domination).

I am angry not cause of what I faced in personal life, it's directed towards, what is happening in Nepal.








maile pani tei sochdia thya, Nissan ji, Para suit bhaide ko bhaya?

BTW, what could be the rule, if duty time passes and the pilot has not reached the destination or is being hijacked.

What if police returning from duty, who has a gun, and finds crime being committed.... should he use his duty gun..... if he uses, media may make a big issue the next day.

Dear rising sun ji.....although i dont belong to x jat.......but it is not fair to generalize the x jat......although many corrupts and dalals are from x jat.......but mauka pauda chaukka hanna kunai jat ko le chodaina..................i am saying this because i was badly affected by the person other than x jat ........

नेपालगन्जमा ल्याण्ड गरि दिएर, यात्रुहरु माथी दया गरेछन भन्नु पर्यो,

कसो मेरो त time सकियो भनेर,

प्यारासुट जम्प गरेनन pilot ले l

उड्दाउड्दै पाइलटको ड्युटी सकियो, चौरजहारी जानुपर्ने विमान नेपालगन्जमा अवतरण

This is the policy drafted by pakhe, x jat.

Same pakhe, X jat make policy in NRB (monitory policy) too. That is why, 80/90% of economic problem in Nepal is created by NRB or execrated by NRB.


Reverse CD ratio and 4/12 policy immediately (months is wasted). Control import directly.

तातो भुत्लो मुलुकमा केही भएको छैन्, अचानक ब्याजदर बढ्नु राम्रो संकेत होइन्: पूर्व अर्थसचिव बास्कोटा



!$#!$ x jat ko kukur ko jati buddi chaina, bol nu parne. tey pani ex finance secretary le. yesta le ta des chalayako tyo pani finance ministry.

Did not he hear about change in monitory policy. It could have wiped out 100s of billions of liquidity from the system over night, just by misusing a drop of ink.

When tax payers are in problem, no body- politician, so called civil society, media say any thing, but they always make noise by asking govt to give away free money.



Cause of the culture, attitude of Nepal society, radical development in Nepal is not possible.











I did not mean, govt should not care about victims btw.

ब्याजदर बढेपछि व्यवसायी आत्तिए, मंगलबार नै एफनसिसिआईले डाक्यो बैंक, फाइनान्स कमिटीको बैठक

Dont tell me I did not warn.




- Crisis always starts with share market crisis.


Since, 15/20 year ago, hollywood started the term 'butterfly effect'.

Which is, when butterfly is harmed due to the environmental change, worst thing will begin. In the economy, share market is the butterfly. Pakhes, x jat, commie, socialist, dumb, loser, dalal, corrupt wont understand.

I been trying to teach them, Sorry GOD, I failed.











Think of long term solution. Which is,

1: Just like governor, ........ deputy governors should also be hired from outside.
2: Governor and d governors- can be hired from Bank and national dev banks CEOs.
3: End directors post at NRB, they are nothing more than bone to the dog posts.
4: Mantir parisad should pass monitory policy, not NRB.
5: Monitory policy should be stable, but should make change when needed, should not wait for site/perfect time.



Since, it has always been NRB, who start the economic/capital market/share market crisis.

And, Pakhe, x jat, communist, socialist should not be running a country.



















Reaction
Blame game will start soon.

बढेको ब्याजदरमा राष्ट्र बैक भन्छ 'आयात र उपभोग घट्छ, शोधानान्तर बढ्छ, मार्केट करेक्सन हुनु आवश्यक नै थियो'



Reaction:

In other word, economic crash. Business will feel it pretty soon, and public- in 6-12 month.















Remember, I have been saying,
Pakhe, x jat, communist, socialist should not be running a country.



Those who been destroying governance of govt wants whole economy to be ran under their control. What could go wrong????




There were some NC doggie, who has a bhram that they understand economics, who used to say, in free economy, govt should not manipulate. What were they doing, when NRB was manipulating share market and capital market?
This is what happens, when wanna be economic expert read one line economic philosophy.










हुन त अर्थमन्त्री जनार्दन शर्माले गभर्नर महाप्रसाद अधिकारीसँगका कतिपय भेटमा बजार र प्रणाली नै प्यानिक हुने गरी कुनै व्यवस्था गरिएको भए त्यसमा पुनरविचार गर्दा उपयुक्त हुने सुझाव समेत दिने गरेका छन् | गभर्नरले 'हुन्छ' त भनेका छन्, तर उनी त्यति सजिलै समीक्षामार्फत मौद्रिक नीतिमा ठूलो बदलाव ल्याउने पक्षमा छैनन् | 'मूल रुपमा अहिले अर्थमन्त्री र गभर्नरको राजनीतिक लाइन फरक हुँदा समेत समस्या देखिएको हाम्रो ठम्याई छ |' नाम उल्लेख नगर्न आग्रह गर्दै केन्द्रीय बैंकका ती संचालकले भने-'अर्थमन्त्री र गभर्नरबीचको द्वन्द्व भूसको आगो झै भित्रभित्रै दन्किरहेको छ | अर्थमन्त्रीको योजनामा गभर्नर निलम्बनसम्मको कुरा आयो भने पनि अचम्म नमान्दा हुन्छ |'

I thinks this is fake, I have notices many times, bizsale trying to manipulate with fake information.




If not, this is a good knows. Why, I think governor is taking order from Oli gang.......... and good news is, Oli gang have found out that by destroying share market and economy, you could control the election result.

Crisis began- or should I say, action.

- dependra bahadur chettry said NEPSE should be 700.
- NRB anti share market, anti economy/liquidity monitory policy of 2078.



Reaction:

1: First was share market collapse.
2: Liquidity crisis.
3: Interest rate crisis.



I shall give you a lot of analysis and prediction about short and mid term future long before it happens. Cause I am "SECOND TO GOD".








Anti share market always lead to economic crisis. Dipendra babadur was anti share market, he advised as per his hatret, jelousy.

His advice lead to what village idiot FM did. Whose out come is monitory policy of 2078.

Cause of the monitory policy, there is share market crisis which will play a role in economic crisis. Cause of monitory policy we have liquidity and interest crisis.

Cause of economic crisis, liquidity crisis and interest crisis, Dependra bahadur chettery will suffer in this hotel business and cause of his huge loan....... and cause of tension, and of his old age, he may die in a year or two. Current date is 2021.10.18 Hope he dies tomorrow.











I am sure, advisers gave negative advice about share market and banking to NRB and sher bahadur secretly. ...... Remember I keep on saying....... doggos, corrupts hate share market, economy......... those advisers around nrb and sher bahadur are doggo, corrupt ...... I also said, kukur ko buddi hundaina, buddi hune kukur hundaina. Those NRB officials are also corrupt and dalals.

Since, people of Nepal dont have big brain enough to hold memory, I am starting this thread.

What lead to what, what is the starting point that started chain reaction? I shall let you in this thread.