From 13-15

Deposit UP 0
Loan UP 5 billion

To increase interest on loan.

मौद्रिक नीति र तरलता अभावको साइड इफेक्टः मुद्दतिको व्याज ८.७५ प्रतिशतसम्म पुग्यो

these bankers must have gone berserk. With abundant liquidity in market, why they are increasing cost of fund ?

From 12-13

Deposit UP 7 billion.
Loan UP 4 billion.

Record deposit of this month. Govt spending????

From 11-12

Deposit Down 4 billion
Loan UP 2 billion

From 10-11

Deposit UP ZERO
Loan UP 3 billion

From 9-10

Deposit Down 4 billion.
Loan UP 2 billion.

From 8-9

Deposit Down 17 billion
Loan UP 7 billion


They say, its cause of import. So the money will return before dashain. Plus, there will be huge money coming from remittance during dashain.

I believe due to corona, import will be less than during previous high.

From 6-8

Deposit Down 4 billion
Loan UP 7 billion

From 5-6

Deposit Down 8 billion.
Loan UP 3 billion.

From 4-5

Deposit down 1 billion.
Loan UP 5 billion.

From 3-4

Deposit UP 1 billion
Loan UP 3 billion

From 2-3

Deposit UP 3 billion.
Loan UP 3 billion.

From 1-2

Deposit Down 4 billion
Loan Up 4 billion

Seems like NRB sucking money from the market

From 30-1

Deposit Down 3 billion
Loan up 1 billion

From 29-30

Deposit 0
Loan UP 3 billion

From 27-28

Deposit Down 4 billion
Loan Up 1 billion


Not again.

Govt holding 208 billion.

BFIs have around 100 billion. So, there is 300+ billion in liquidity.

For first 2 week this month, we though, somebody been rubbing BFIs for billions, turned out, NRB took back 20 billion which they lend BFIs in meter byaj.






----------------- My prediction------

Wed Mar 17, 2021 10:02 pm
Prediction, By 2079 ashad end, Deposit will grow by 1000-1500 billion. Current Deposit 4352 billion.

------------ Very much achievable-----






As of 2021.7.27

BFIs total deposit 4689
Banks total deposit 4152
Others total deposit 536

Total lending 4158
Banks total lending 3709
Others total lending 449






Since, Wed Mar 17, 2021, BFIs increased deposit by 337, Govt holding 208 billion, Ashad end there will be 250+ billion deposit, so in 10.5 month, BFIs need to increase 205 billion. Easy!

From 26-27

Deposit UP 3 billion
Loan UP 2 billion



Probably for the first time in this month, Deposit/Loan Up.

From 23-25

Deposit Down 2 billion
Loan Down 1 billion

Who has been stealing deposit for last few days????

Must be Somebody

From 22-23

Deposit Down 2 billion
Loan UP 1 billion

From 20-22

Deposit Down 10 billion
Loan 0


Who has been stealing deposit for last few days????

From 18-19

Deposit Down 6 billion
Loan Down 1 billion


Kaha gayo paisa? Tax ko cheque clear bhayo ki.

वाणिज्य बैंकमा कर्जायोग्य रकम ३ खर्ब २० अर्ब


Govt must be holding another 100-150. In three day, deposit of bfis decreased by 24 billion, which must have gone to pay tax.




First qtr is going to be great for both deposit collection as well as loan issue. Last month, great for deposit collection.

Still media has not published deposit, loan figure of ashad.








----------------- My prediction------

Wed Mar 17, 2021 10:02 pm
Prediction, By 2079 ashad end, Deposit will grow by 1000-1500 billion. Current Deposit 4352 billion.

------------ Very much achievable-----




Current deposit- 4712 billion.


So, more than 350 billion collected before fiscal year begins. Next month, deposit may increase by 150 billion, and in final month, deposit may increase by 250 billion. So, in 10 month, bfis need to increase deposit by just above 250 billion which is easily achievable.

If I were you, I would give me the trophy.













Last Updated 18/07/2021

Billion 4712
Commercial Banks Total Deposits 4181
Other BFIs Total Deposits 531

Total Lending 4156
Commercial Banks Total Lending 3705
Other BFIs Total Lending 451

CCD Ratio 76.27