Out of the last 3 years, past 1 and half years has been painful to most of the new investors who entered the market with an intention of making good money but eventually got screwed up losing the money...Here are the facts for 2020....
CREDIT DEMAND NEUTRALIZED
C/D Ratio of the banks will come down in the coming days
Because the credit demand has gone sluggish from this fiscal year
1. Hotel industry is in jeopardy and this sector has significantly lost interest in loans
2. Hydro Industry is also in jeopardy as this sector is unable to raise equity and banks have lost interest to give loans
3. Real Estate Industry is also in jeopardy and this sector has also significantly lost interest in loans
4. Cement & Iron Industry which took off too much money is also in jeopardy and this sector has lost interest in loans now
5. Other sectors to witness normal growth in credit demand
6. Major loans files as of now in Banking industry is shifting of loans from high interest rate Banks (Like NIC ASIA, Siddhartha, Sunrise Etc) to Low interest rate banks (RBB, NBL, NABIL etc)
And
Major Projects, Tamakoshi/MadhyaBhotekoshi/Rasuwagadhi Etc to start commercial operation from 2020 and start pay off their installments and expected to throw minimum 6/7 arabs a month, in cash into the banking system
GREEDY BANKS HAVE SUBSTANTIATED BY SUCKING THE PUBLIC
Greedy banks have substantiated their balancesheet in accordance with increment of capital by charging higher interest rates to general public and sucking int heir hard earned money swiftly
Thanks to all stupid authorities who saw but acted nothing
NEW GOVERNER
BFI are already lobbying for the governer who would allow them to suck public
However FNCCI & other industrial confideration are lobbying for the governer who wud act against banker's oppression
INTEREST RATE
Under current conditions (keeping governer aside) the base rate and interest rate to come down
Despite all the fuss of credit growth, which is not as it seems, base rate and interest rate to come down in upcoming quarters more significantly
STOCK MARKET
2019 should have been the turning point of NEPSE
But 2020 to keep the leverage
The stock market peoples have started buying
People have stopped seeing any kind of risk now and has identified current NEPSE as oppurtunity
The piles of Money of market peoples which sat in BANKS has now started to go to stock market
we will witness a good restoration
.....BAKI ISHWOR KO LEELA....
« Last edit by
पूजीभैरव on Sat Nov 16, 2019 1:44 pm. »