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#101 Mon May 30, 2022 2:27 pm
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Member
Registered: Oct 2013
Posts: 7196
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Self employed individuals, small/medium business are suffering cause of the economy, nrb policy.
But so called leaders of business, those whom we see in the media dont speak.
Why?
Cause they have black money. their worry is about hiding black money not loss.
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#102 Mon May 23, 2022 1:01 pm
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Member
Registered: Oct 2013
Posts: 7196
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ब्याजदर बढ्दैमा निक्षेप बढ्दैन तर अनावश्यक खपत घटाउन ब्याजदर बढाउनु पर्छ: गभर्नर अधिकारी
Its been around one and a half year since interest rate has reached peak. Khoi import ghate ko MC.
You tried to decrease import by destroying the economy. You are able to destroy the economy but unable to decrease import.
I told you to directly intervene import. And finally you did after wasting almost a year and finally import decreasing.
Your logic did now work, but, Like always, mine working. Cause I am "SECOND TO GOD".
Second half of your latest career has been nothing but total disaster.
Have you thought about what would happen when interest rate is too high to the economy???? You are pakhe and pakeh is not suppose to run a country.
Few years back, we had foreign currency problem too. That time we did not have noise like today. Why, today media made noise cause of Srilanka.
NRB/governor totally failed neapli economy with their policy which did not help in foreign currency savings.
Then just around srilanka problem was spread by fake news in Nepal and governor was fired by the govt, this governor went on media making noise that if govt dont stop import, Nepal's economy will be destroyed. He kept on barking in Nepali media that Nepal's economy is about to collapse.
His barking, srilanka news and his firing are the reasons, people, fake expert supported this mf governor when he was fired. Crowd thought- governor was trying to save the economy, only governor understood the economy, governor was trying to save the economy. His barking in the right time and his firing helped him from getting public support. But dumb crowd did not know, governor is dumb and he is one of the individuals who is behind the crisis. He was too late to recognize the crisis and identifying the short term solution. Only I knew in Nepal. And if they had implemented my advice when I proposed it, foreign currency problem would have been solved months back.
Now let me talk about interest rate a little bit more.
Do you understand business. In business borrower pay interest from profit. At this time borrower are paying interest rate from their pocket or from saving or black money. Means, those whose who are paying interest rate is not the money that contributed to the economy but for those who are getting paid interest rate are getting paid a lot, they are making a lot of profit. Which means, they are the ones driving consumption. Country is suffering, business is suffering but depositors are enjoying which is the one of the reasons behind high import even when economy is suffering.
Which means, consumption is driven by interest paid on deposit and that interest is paid with loss. Loss is driving our economy, import. Good job governor.
NRB's policy is the reason, import is not decreasing even when economy is in sh!t. Other reasons are- black money, loot from budget, criminal making money. Bad Monitory, fiscal policy only harm official economy. This governor is able to destroy official economy while criminal economy is hardly hit. Look how much criminal were able to spend on the election, even when interest rate is high, when there is no credit available. NRB policy was only able to destroy economy and share market.
Alchina governor
oli ko kukur, yuraj k ko kukur ('kukur ko buddi hundaina, buddi hune kukur hundaina- SECOND TO GOD)
Sati ko sarap.
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#103 Sun May 22, 2022 4:10 pm
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Member
Registered: Oct 2013
Posts: 7196
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During previous liquidity crisis, I taught a thing or two about liquidity, bank deposit to Nepali society. Before I taught them, they used to think, giving loan would reduce bank deposit. Finally they found out, in this liquidity crisis- over import, negative balance of payment cause liquidity crisis. NPL also cause liquidity crisis. There are millions of things, most of those, even I dont know. Then there comes idiots, who began to advise NRB, also NRB believes in this..... make A pay back loan and give it to B. I said, paying back loan not only reduces business, it also decrease liquidity. We keep on hearing from media, banks loan has been decreased, so has liquidity. I have been saying, the main source of liquidity is loan. They could not understand the broader meaning of it. Then comes, NRB and says, this year bank loan has decreased as well as bank deposit. .... zzzzzzzzzzzzzz A few days ago, in the parliament, Baburam was giving advice for the budget and our village idiot finance minister was taking dictation. Every time budget season starts, Baburam talks about "kanika chare jasto budget charnu hundaina", (budget should not be wasted in tiny projects). Tell you a secret, the term (or similar) "kanika chare jasto budget charnu hundaina" ...... I invented it. Even more interesting is: I invented it to criticize baburam bhatterai's budget when he became finance minister once. Sati ko sarap, (irony) that phrase made him popular and other idiots copied him. Today we talk about, govt's incompetency in spending development budget. Let me remind you, when baburam was finance minister, he was not just unable to spend budget, worse, he stopped spending it so that later maoist could steal the money to win election. Its amazing, the person who dont spend budget and does not understand its impact in the economy is considered as knowledgeable in economics. Sati ko sarap. That no what I want to talk about now, this is what I want to talk about: आयात घटाउन बजेटमा नीतिगत व्यवस्था गर्दै सरकार, कुन वस्तुमा कति भन्सार बढाउनसक्ने स्पेश छ ?People learnt from me about liquidity, baburam became popular by repeating the phrase 'kanika' which I started. This is the economic theory only I have been saying, and no send person supports it till today, may be someday, someone will steal it and try to teach sheep and become popular just like baburam:**** Increasing tax, increasing import tax wont improve manufacturing, and worst destroy export. I wanted to write how sanctioning 'russia would destroy European economy, manufacturing. and its similarity with nepali economic, tax policies" but cause of share market crash due to NRB I could not write it. In Europe, they are sanctioning russia and destroying their won economy, which they have begun to understand. And in Nepal, govt and so called expert who advice govt to increase tax on import to promote manufacturing. But it does not help manufacturing. It destroys export. Today, again, EU is talking about not to impose sanction on Russia and wants to end war through dialogue. EU industries told their govt that lack of Russian resources wont just destroy european industry, alternative source is too expensive, they wont be able to compete using alternative source, and lack of russian resource will increase inflation and destroy competetiveness.Even, US who increased tax on China, have ended it to reduce inflation. But in Nepal, idiot advisors and bureaucracy are about to increase import tax even more. -- Most of the industry in Nepal are fake industry. They hardly add value to the product. They import semi finished parts/product or worst, they import almost finished product and glue them and sell as 'MADE IN NEPAL'. -- When you impose import tax, increase import tax, cost of living of workers working in those factories will increase, cost of production will increase and Nepal wont be able to export. -- Since, factories in Nepal has to import raw material, parts, almost finished products ...... you are going to have foreign currency. If you cant export, you wont have foreign currency. You cant export cause your cost of production is high. And your cost of production is high cause your cost of living is high, your cost of doing business is high. Your cost of living, doing business is high cause tax is high, import tax is high. That has been the biggest problem for Nepal as well as india. India cant even compete with china's price even when Chinese wages is pretty higher. Even asian. -- In Nepal, there is a trend about talking about 'increasing production'. And since there is talk going on, politicians hear it. And to do politics they want to do it. Then fake industrialist advice politicians to increase import tax to promote nepali industry. Tell you something, I already told in the past, if import tax is increased only groups who will benefit will be the industrialist. Nepali economy wont benefit from it. Nepali society wont benefit from it. But when import tax is increased, industrialist will get opportunity to increase the price of their product to make higher profit cause their competitors' products' price will increase due to higher import tax. So only individual that will benefit from high import tax is criminal business houses. -- When product's price increases in Nepal, the cost of living will increase, the cost of doing business will increase, then Nepal will have negative effect in exporting goods. Goods we export will be more expensive to produce and went be able to export. Then we wont have foreign currency to import raw material, parts, almost finished parts. Then our industry will be destroyed. This is the same threat EU is scared of from Russian sanction. But in Nepal. our govt, bureaucracy, advisers have been doing to ourselves. Some day, my this theory will be copied by some jhole economic expert and become hero. And he will be called brilliant expert by crowd/media and crowd will demand govt to give him opportunity. And govt will give him opportunity, but since he is no expert, he will fail and crowd will start to say, expert has no use. sati ko sarap.
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#104 Tue May 17, 2022 9:34 pm
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Registered: Oct 2013
Posts: 7196
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आगामी बजेटमा आत्मनिर्भर अर्थतन्त्र र पूर्वाधार विकास विशेष प्राथमिकतामा
independent economy???? raising import tax???
I have been trying to educate dumb in power that how increasing import tax is one of the main reason Nepal cant compete in international market.
Only group who will benefit if govt raise import tax is crook business houses. If they increase import tax, industry will raise their profit margin and while will increase cost of living and make Nepal impossible to do business or compete with international market. Look at India, they have high import tax and being big and poorer than asean, India still cant compete with asean.
I wanted to write impact of Russian commodity in EU, due to sanctions and who it is similar to Nepal's case ........... but due to crash of share market I could not, thanks to NRB.
Cause of crash of share market due to NRB, I could not write autobiography.
Voters are punishing congress and communist for not able to keep their servants at NRB and finance ministry and advisers in their place. Their servants behave with public as if they are their kings. Those politicians will pay big.
Fire governor, d governors, finance and tax secretaries, advisers ......... you only have 8-10 month till next election.
It's great from where I stand, cause of governor/nrb- nepal is loosing 2khara worth of dollar due to capital flight cause by NRB's attack on share market.
Today, investors have become so powerful that we can coup in Nepali politics by destroying the whole economy and end politics of party/s.
Make governor, d governor from outside bureaucracy. Only harami born from bureaucracy.
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#105 Sat Apr 16, 2022 8:10 pm
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Member
Registered: Oct 2013
Posts: 7196
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नेताहरूको सोच १८० डिग्रीमा परिवर्तन नभएसम्म विकास र लगानी बढ्दैन: खतिवडाको अन्तर्वार्ता
नेपाल पनि श्रीलंका हुन्छ कि भन्नेमा चिन्ता बढ्दो छ? श्रीलंका आफ्नो क्रेडिट रेटिङ गराएर अन्तर्राष्ट्रिय बजारबाट ऋण लिएको छ नेपालले महंगो ब्याजदरमा अहिलेसम्म ऋण लिएको छैन
(In Nepal, they are telling BFIs to bring $ deposit. zzzzzzzz that is how we become srilanka, we become srilanka while paying high $ interest .... printing money is better, domestic gold/share deposit is better, changing CD ratio is better ....... but there will be consiquences when pakhes are running the show)
नेपालको भन्दा तीनगुणा बढी पैसा एउटा पर्यटकले श्रीलंकामा गर्छ नेपाली मिडियाले भारतका मिडियाको प्रभावबाट समाचार लेख्दा चीनको कारण खराब भयो भन्ने समाचार आएको हो श्रीलंकाले लिएको ऋणमा चीनको हिस्सा १० प्रतिशतसमेत छैन श्रीलंका संकटको कुरा भारतीय समाचारबाट आएकोले त्यो न्यारेटिभ आएको छ
(Enemy of Nepal, China, Srilanka, Pakistan, Russia are same paid by CIA, RAW. This is why" Wealth of owners/promoters of BFIs, insurance, media should be investigated, its source, where investment came from, their expenses, their domestic and international link, their activities- to protect national security as well as economy.)
नेपालको अहिले अर्थतन्त्रलाई केहीले निकै खत्तम भयो भन्छन् | केहीले खत्तम भन्ने पक्षमा छैनन् | अर्थशास्त्रीको हिसाबले हेर्दा नेपालको अर्थतन्त्रको अवस्था कस्तो छ? नेपालको अर्थतन्त्र खराब छैन भन्ने आधार के छ ?
आगामी वर्ष आर्थिक बृद्धिदर ५ प्रतिशत हुने अनुमान छ | यसले अर्थतन्त्र खत्तम भयो भन्न मिलेन
(Tell you one secret about economics- when credit is closed, when interest rate is high, when tax is increased ...... economy degrades. We may see result soon. Many are already suffering, but business ... cause many business pay interest rate with their hidden black money, so .... . Analyst wont get micro info, data but we can guess consequence of action, situation)
विदेशी लगानी भित्राउनको लागि सरकारले जुनरुपमा सहुलियत दिनुपर्ने हो त्यो दिएको छैन ?
(Investor, industrialist invest for profit. In Nepal, loot is good but earning legally is crime. Nepal is a hope less case. Hos of party, doggos, alchina in media social media who feed on bone thrown by criminals ... they dont have problem with ill gotten wealth, but they wont tolerate wealth earned legally.)
नेपालको विकास गर्न जुन तरिकाले राजनीतिक दलले सोचिरहेका छन् | त्यो सोचाई १८० डिग्रीले परिवर्तन नभएमा विकास हुँदैन भन्ने हो ?
अर्थमन्त्रीले आफ्नो कार्यकाल पूरा गरेपछि राजस्वमात्र बढाएको आधारमा सफलतामापन गर्छ भने त्यसलाई सफल मान्न सकिँदैन | अर्थमन्त्रीको सफलता ५ लाख नयाँ रोजगारी सिर्जना भयो, १० हजार कम्पनी दर्ता भए भनेको भए अर्थमन्त्रीलाई सफल मान्न सकिन्छ | अर्थमन्त्रीले विदेशी लगानी आएको निर्यात बढेको कुरा गर्नुपर्ने हो | आयात बढेर राजस्व बढेको कुरा मात्र अर्थमन्त्रीलाई सफल मान्न मिल्दैन
( I have been telling that since, I joined this forum. Now since, INGO guy has said it, may be they will listen.
Its all caused of the media "media called baburam as FM, successful cause he collected huge tax". And every next FM focused on tax increment. I hardly know, any FM who had not increased tax.
This is why, I have been saying, " Wealth of owners/promoters of BFIs, insurance, media should be investigated, its source, where investment came from, their expenses, their domestic and international link, their activities- to protect national security as well as economy.
Media is one of the major root cause behind 'sati ko sarap'. Even during covid, govt did what they did when media made noise. And we/world will pay price in 5/10/20 year, health wise.
Another person who created this problem is dari FM from dalal congress, aka jasta baje. He keep on saying how he make Nepal independent. He is the another reason every FM increased tax, and since FM is changed in every 9 month, so tax gets increased in every 9 month/yr.
That is why, Nepal cant export, cause cost of living in Nepal is very high cause of high tax, custom duty.
It is hopeless. And again they are talking about increasing tax to decrease import. As if it every worked.
When import tax is increased on things we dont make, cost of living increases. When import tax is increased on products which me make, manufacturer in Nepal increase its price and make more profit.
Import tax is the reason, surya group makes around 50% profit on their revenue, which is found nowhere in the world.
Not just Nepal, cause of the high import tax, India cant compete even with ASIAN, whose per capita is higher than India
Nepal needs a mard FM who has guts to decrease tax dramatically, who knows how to increase tax collection while decreasing tax rate. Only I can do that)
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#106 Wed Apr 13, 2022 10:35 am
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Member
Registered: Dec 2016
Posts: 173
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Its high time the government of Nepal thinks about the food security for the end of 2022 and the year 2023. Per Ministry of Agriculture data, the projection for rice production is 5.1 million metric tons this year. Last year, it was 5.6 million metric tons. This year we will hardly get 300k metric tons of fertilizers. Usually we need 700k metric tons of fertilizers. I think MOA's projection is too optimistic. India is set to produce 5 million metric tons more wheat this year than 2021. Nepalese government should start signing contracts to acquire rice, wheat and lentils immediately and fill the warehouses. Also local government should use their revenue to promote planting this season and the next. Hopefully, we have a great harvest. We really need one this year and the next.
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#107 Sun Apr 10, 2022 7:02 pm
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Member
Registered: Oct 2013
Posts: 7196
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Economy is vast.
Balance of payment, foreign currency reserve is one of the major elements of the economy, and there are many many more.
6-9 months back, I suggested to directly intervene import. NRB was trying to control it indirectly, which I opposed.
NRB tried to decrease import by destroying kitchen of public, by destroying income of public, by destroying business of public.
How do you feel, if your kitchen is closed just cause dollar reserve is dwindling? which was not needed???
Just to decrease import, NRB tried to destroy all elements of the economy and still it did not work and finally they have stopped import with directly intervention. During this time, Nepal may have lost many many kharabs, many family must have suffered.
(In Nepal, only I understand economics, and instead of listening to me, they listened to every dumb out there, worst, they took advice from those who destroyed the economy in the past)
In Nepal, main source of income are- remittance, smuggling/tax evasion/fraud/black money, looting of budget and non of them are affected by tax and interest rate and liquidity. NRB policy only destroyed official economy. Not criminal economy.
Now to reverse damaged economy caused by NRB policy ............ (And decrease tax, including import tax too)
Govt/NRB need to loosen monitory policy, reverse all the policy brought to tighten the economy, except for import. Undo share related monitory policy too, or you will pay in election and if you want to increase remittance and if you dont want people to suffer, if you dont want economy to suffer.
To fix reserve problem, control import in short term and for long term, increase export, production.
Ban import of private vehicles for 6 month. Undo ban on electric bike after 2 month, undo ban on electric car and bike in 4 month. Unnecessary food/furniture/garment and many goods, should be import banned for 3/4 month.
I had been saying 6/9 month ago, We only had dollar reserve problem, then NRB monitory policy destroyed the whole economy.
pakhe le des chalaune haina- SECOND TO GOD.
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#108 Wed Apr 06, 2022 8:41 pm
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Registered: Oct 2013
Posts: 7196
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बिलासी वस्तुको आयात नियन्त्रणले सुधार होला अर्थतन्त्र ?
Economy has been destroyed by NRB, finance ministry, their advisers like the one who became indian ambassador, dari/jasta pata mantri/chettry governor and many more.
Banning import would only help in balance of payment which is one of the most important parts in an economy which has many many important parts.
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#109 Tue Mar 08, 2022 7:09 pm
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Registered: Oct 2013
Posts: 7196
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#110 Tue Mar 08, 2022 7:00 pm
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Member
Registered: Mar 2018
Posts: 2231
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राष्ट्रबैंकले अब ६ महिना भन्दा बढी आयात धान्न सक्दैन : पूर्व गभर्नर नेपालनेपालमा पाँच सय र हजारको नोट प्रतिबन्ध हुने व्यापक हल्ला,सत्यता कति ? https://merolagani.com/NewsDetail.aspx?newsID=78953 Are we at the verge of ECONOMIC COLLAPSE ???
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#111 Tue Feb 22, 2022 6:26 pm
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Member
Registered: Oct 2013
Posts: 7196
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BRI loan is 2% World bank/IMF loan is 0%, .01%. Why are we taking BRI loan? Why not just take WB, IMF loan? Nepal needs $5B every year for next 10 year. Let's take all needed loan from WB and IMF only. What? WB and IMF only give 500million each year????? Then, Let's ask China to give loan at 0% interest. Why not? China prints $ just like US, China is rich not a developing country. China Should give you loan at 0% instead of investing inside their own country where 100s of millions are still poor. China Bad. India good, cause they know how to control population of their won doggo. India let maosit terrorist sheltering in delhi kill their won doggo Nepali Congress. US good.... cause they been dropping human right, democracy, rule of law BOMBS since ever. And they have never eradicated any native and stole others land and island and they dont kill whom they dont like. And never try to keep countries poor. Why are we upgrading projects whose current/past income is less than the cost of new investment? May be because of human greed hoping, upgrading would increase my future earning and need to upgrade to meet future demand. I dont know, I am just a dumb who likes to question more and talk.
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#112 Thu Dec 23, 2021 1:41 pm
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Member
Registered: Oct 2013
Posts: 7196
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If it happens, all the rat who left Nepal will return, plus there will be hyper inflation. so ana may cost arab. 
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#113 Thu Dec 23, 2021 11:51 am
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Member
Registered: Mar 2018
Posts: 2231
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VP warns NATO "Everyone will be turned to radioactive ash" over Ukraine moves. https://www.mirror.co.uk/news/world-news/vladimir-putin-warns-nato-everyone-25759453If this warning turn into reality , then only you will get land at the center of Kathmandu @Rs 10/Anna Otherwise its just a dream. 
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#114 Thu Dec 23, 2021 11:24 am
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Member
Registered: Oct 2013
Posts: 7196
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So they are going to turn every one a criminal by law. In Nepal, every thing is crime except for a crime.All current problem is created by black money, unless they go after tax heaven, it wont be solved and they wont go after tax heaven cause they are the one of the biggest criminal in Nepal. I have zero land in my name, and my family has just a tiny piece of land. Hope they are able to crash the price of land to 10l per anna in the center of kathmandu with wide road. 
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#115 Thu Dec 23, 2021 10:51 am
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Member
Registered: Mar 2018
Posts: 2231
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घरजग्गाको न्यूनतम र अधिकतम मूल्यको सीमा तोक्ने तयारी; घरजग्गाको मूल्य घट्न पनि सक्छ भन्ने सन्देश दिने र दोस्रो चरणमा वैज्ञानिक मूल्य निर्धारण गरेर सबैलाई मान्य हुने एउटै मूल्यांकन लागू गर्ने https://www.abhiyandaily.com/newscategory-detail/399960?source
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#116 Fri Dec 10, 2021 11:47 am
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Member
Registered: Oct 2013
Posts: 7196
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Re posted from Fri Dec 03, 2021 9:55 pm
I saw this analysis months back, but I had to wait for the right moment.
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Economic analysis and prediction.
1: I was planning, to tell the bitter truth when NRB reverses liquidity and 4/12 policy that "NRB made a right decision before too late, even though 10s of billions of losses our economy have already gone through". But it did not happen.... You know what I mean right....... Now wait for the ocean to burn if they dont reverse their decision.
2: During previous liquidity/interest rate crisis, which I predicted and gave them solution, which they did not accept.
Then I predicted, how liquidity crisis would end.... it ended exactly like predicted. I said, due to bad NRB policy, economy will suffer and liquidity would ease. And exactly it happened like that. .... and later corona came then there was plenty of liquidity. That time, liquidity crisis was created by over investment in so called productive sector like construction based industry like iron, cement..... and hotel, hydro etc. When investment in those sector decreased, liquidity problem ended. The liquidity problem was made worse by NRB that time.
Years back, we talked in this forum about change in variables would change the out come in the economy when major factor remain same.
This time, variable has changed. Actually, its not just small variable, its one of the major factor.
And by analyzing, NRB's interview, they want to fix things by crashing the economy. But this is not like before.
This time, liquidity crisis is created by NRB policy and govt not spending and import and lack of export. NOT over investment or high loan.
There is are few huge involvement of valuables this time. One is corona created economic risk and another is a secret. There could be others, I still have not figured it out.
This time, this liquidity crisis wont lead to just lowering of investment, it will create huge economic disaster which will lead to huge NPL and NPL will create even worst liquidity crisis than current one. I REPEAT, NRB POLICY WILL LEAD TO HUGE NPL.
To solve the problem, govt will have to inject 100s of billions into the system, which wont happen under pakhe rule.
3: Instead of fixing the problem, by reversing policy- liquidity, 4/12...... NRB will go for blame game and micro management. Which will create even bigger problem.
Loan- country should give loan to those who has capacity to take risk- provide collateral. Borrower- those should borrow who can pay back and have guts.
But instead, govt, NRB, society going for micro management in lending. They say, who should take loan and who should not and who should get how much loan.
It does not work like that.
Only borrower knows, the most. Not some loser in govt or society.
There are already, losers, failures who destroyed Nepal (bureaucrats) supporting NRB policy in the media. So called dogo, ex bureaucrats, fake experts of dalal congress also support bad policy.
Things will only get worse.
Same faces who were behind previous liquidity crisis, economic crisis, who destroyed Nepal (civil servant) are supporting bad policy. Sati ko sarap.
Only I know economics in Nepal. And you are not "I".
4: Situation for share market is far far worse today than when NEPSE crashed to 1100 last time.
Last time, banks only did not have money to lend. Today, liquidity position of bank is minus 200 arab.
Second qtr report is highly likely to get worse of BFIs, hydro, business etc.
4/12.
5: Share market crash will lead to chicken farmers' suicide.
Because of NRB, village idiot FM, retard PM............ world has already began to burn.
Pake le des chalaune haina.
PS- I have already cleared half of my loan.
I would add more analysis and prediction when I remember more or notice.
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#117 Fri Dec 03, 2021 9:55 pm
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Member
Registered: Oct 2013
Posts: 7196
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Economic analysis and prediction.
1: I was planning, to tell the bitter truth when NRB reverses liquidity and 4/12 policy that "NRB made a right decision before too late, even though 10s of billions of losses our economy have already gone through". But it did not happen.... You know what I mean right....... Now wait for the ocean to burn if they dont reverse their decision.
2: During previous liquidity/interest rate crisis, which I predicted and gave them solution, which they did not accept.
Then I predicted, how liquidity crisis would end.... it ended exactly like predicted. I said, due to bad NRB policy, economy will suffer and liquidity would ease. And exactly it happened like that. .... and later corona came then there was plenty of liquidity. That time, liquidity crisis was created by over investment in so called productive sector like construction based industry like iron, cement..... and hotel, hydro etc. When investment in those sector decreased, liquidity problem ended. The liquidity problem was made worse by NRB that time.
Years back, we talked in this forum about change in variables would change the out come in the economy when major factor remain same.
This time, variable has changed. Actually, its not just small variable, its one of the major factor.
And by analyzing, NRB's interview, they want to fix things by crashing the economy. But this is not like before.
This time, liquidity crisis is created by NRB policy and govt not spending and import and lack of export. NOT over investment or high loan.
There is are few huge involvement of valuables this time. One is corona created economic risk and another is a secret. There could be others, I still have not figured it out.
This time, this liquidity crisis wont lead to just lowering of investment, it will create huge economic disaster which will lead to huge NPL and NPL will create even worst liquidity crisis than current one. I REPEAT, NRB POLICY WILL LEAD TO HUGE NPL.
To solve the problem, govt will have to inject 100s of billions into the system, which wont happen under pakhe rule.
3: Instead of fixing the problem, by reversing policy- liquidity, 4/12...... NRB will go for blame game and micro management. Which will create even bigger problem.
Loan- country should give loan to those who has capacity to take risk- provide collateral. Borrower- those should borrow who can pay back and have guts.
But instead, govt, NRB, society going for micro management in lending. They say, who should take loan and who should not and who should get how much loan.
It does not work like that.
Only borrower knows, the most. Not some loser in govt or society.
There are already, losers, failures who destroyed Nepal (bureaucrats) supporting NRB policy in the media. So called dogo, ex bureaucrats, fake experts of dalal congress also support bad policy.
Things will only get worse.
Same faces who were behind previous liquidity crisis, economic crisis, who destroyed Nepal (civil servant) are supporting bad policy. Sati ko sarap.
Only I know economics in Nepal. And you are not "I".
4: Situation for share market is far far worse today than when NEPSE crashed to 1100 last time.
Last time, banks only did not have money to lend. Today, liquidity position of bank is minus 200 arab.
Second qtr report is highly likely to get worse of BFIs, hydro, business etc.
4/12.
5: Share market crash will lead to chicken farmers' suicide.
Because of NRB, village idiot FM, retard PM............ world has already began to burn.
Pake le des chalaune haina.
PS- I have already cleared half of my loan.
I would add more analysis and prediction when I remember more or notice.
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#118 Sat Oct 16, 2021 9:10 pm
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Member
Registered: Oct 2013
Posts: 7196
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Chinese president was saying something like- "People should not have unlimited social program expectation from govt. It will go out of hand someday, if govt spend too much money on social program and if govt try to help lazy people".
In Nepal, all- fake- comme, socialist, mandale say, they will raise allowance, give free money if they win election.
Many say, China have 25/50 year plan, so they are visionary. For me, Chinese are great engineers, hard workers but not strategist or visionary.
Whatever china does, it does after getting slapped on the face or learn from others mistake.
In above case, they must have learnt it from west. US out of control debt is due to social programmed and military budget. France steal a lot of money from successful people and give it to poor and still there was a long ongoing protest from losers for many months till corona came.
Social program is nothing but inflation. Some social program is needed due to humanitarian purpose. It should not become politics.
Social economy/social program is not economy. Economy is that which generates money. there is no such thing like social or community economy.
Just a few days ago, one thing came into my mind. In capitalist economy, many economist contributed over centuries. But in fake economy called communist/social economy- one lazy, who never worked in life, probably a drunk wrote it. I think he wrote the story cause he hated successful people. If you look at communist/socialist economy supporter- they are usually poorly educated, lazy, jealous ......
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#119 Tue Sep 24, 2019 9:05 pm
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Member
Registered: Oct 2013
Posts: 7196
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अर्थमन्त्री खतिवडा असफल, निचोर्ने नीतिले राजस्व लक्ष्य भेट्न मुस्किलउनले भन्सारमा कारोबार मूल्यको विपरित सन्दर्भ मूल्य लागु गरे जसले कम मूल्यमा सामान खरिद गरेपनि बढी भन्सार तिर्नुपर्ने भयोकतिपय व्यवसायीले यसलाई पूँजी पलायन गर्ने मौकाको रुपमा लिए अघिल्लो आर्थिक वर्षमा पनि अर्थमन्त्री खतिवडा लक्ष्य अनुसारको राजस्व संकलन गर्नको असफल भएका थिए उनले बजेटको मध्यवधी समिक्षामा राजस्वको लक्ष्य नै घटाएका थिए चालु आर्थिक वर्षमा पनि राजस्वको लक्ष्य पुरा गर्न अर्थमन्त्री खतिवडालाई सजिलो नहुँने दुई महिनाको तथ्यांकले देखाएको छभदौ महिनासम्ममा लक्ष्यको ३२ अर्ब रुपैयाँ कम राजस्व संकलन भएको छसरकारले भदौ महिनासम्ममा ३८ अर्ब ११ करोड रुपैयाँ भन्सारबाट उठ्ने लक्ष्य राखेको थियो तर,भन्सारबाट जम्मा २५ अर्ब ६७ करोड मात्र उठेको छ सरकारको नीतिको कारण उपभोग घट्दा अघिल्ला वर्षको तुलनामा आयात नै घटेको छ --- Remember, Due to yuraj k's increased tax, calculation method, and increased price in international market (oli price has increased by around 15% than last year)..... cost of import must have increased 25-50%. Which means, imported quantity in Number must have decreased by a lot. Which means, Nepalese are unable to meed their ends. Which means this dashain is going to be the worst after blockade dashan. And last dashain was second worst replaced by this year's dashain. Meaning, commie will pay in next election and coming mag's election. all cause of one man- yuraj k. whole economy of a country is being ran by sanak of one individual and elected politicians have no idea what has been going on in Nepal's economy. यद्यपी सरकारलाई राम्रो कुरा भनेर दाबी गर्ने ठाउँ भने आन्तरिक उत्पादनको मूल्य अभिबृद्धि कर लक्ष्यभन्दा बढी उठेको छ I think, due to tightening, underground economy must have joined mainstream economy. it does not mean, production has increased significantly. may be some increment. ' सुनको अण्डा दिने कुखुरालाई मारेर एकैपटक अण्डा लिने सोच अर्थमन्त्रीमा देखियो,जसले गर्दा व्यवसाय गर्ने वातावरण छैन,यो नभएपछि सरकारले राजस्व पाउदैन, अहिले भएको यही हो,' ति व्यवसायीले भने somebody has been reading my post यद्यपी सार्वजनिक कार्यक्रमहरुमा भने अर्थमन्त्री खतिवडाले आफु आयात बढाएर राजस्वको लक्ष्य पुरा गर्ने अर्थमन्त्री नभएको बताउदै आएका छन् Somebody tell him, all above means only one thing, Nepalese have become poorer and commie will pay in next election.
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#120 Sun Sep 22, 2019 8:38 pm
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Member
Registered: Oct 2013
Posts: 7196
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अजय श्रेष्ठ पक्राउ परेपछि जुर्मुराए बैंकर, कानुनविद्हरुसँग छलफल, बैंकिङ कसुरमाथि वहस छेडियो
Why MF should be jailed?
- he/you gave him loan and you did not give me loan. Which means, he was qualified and I was not- as per you, which means you decided that he is qualified. So its not law, that made you give him loan and its not law that prohibited you to give me loan. So you should be held accountable.
- bharya type ceo and governor and d governor bhaya pachi yestai ho. Why do you have to get involved in each and every decision? Did NRB forced you to do so???
Those who visit site should sign on that particular document, not those who did not visit the site. Its common sense. But bharya type ceo and those who made policy should be held accountable for the crime. bharya wants to get involved into every thing, now go to jail together.
- all those, who involved themselves should go to jail.
- that guy, he was against share loan and was ok with land under the river. I dont think law prevented him to give share loan. he decided to not to give share loan, and he was ok to give loan against land under the river. now go to jail MF.
Were not you critical of share market? now study economics while in the jail. But worry not, KP Oli promised his dying mother to save all criminals from law and jail. KP Oli did save ghaite, the so called don (certificated given my media of nepal) too.
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#121 Wed Jun 26, 2019 6:44 pm
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Member
Registered: Oct 2013
Posts: 7196
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The China-Japan ETF connectivity scheme was officially launched with four cross-border ETFs in Shanghai on Tuesday. The scheme allows investors in both countries to invest in each other's stock markets.Why is china giving so much importance, protection to their share market. Dont they know share market is unproductive sector? Why US about to decrease their interest rate to prevent their share market crash as well. Why US not letting free market determine their interest rate like in Nepal? Experts, biddwans of Nepal should be sent to China, US to teach them about share market, productive and unproductive sector, interest rate and free market  PS: Its amazing how, China is able to draft their cross border trading/investment in share market with in 6 month. And in Nepal, tapares are still unable to draft policy pending for decades. marna na sake ko alchian haru. Condoms should be freely distributed in villages. Or unwanted could reach higher places without any ability in future.
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#122 Sun Jun 09, 2019 3:23 pm
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Member
Registered: Oct 2013
Posts: 7196
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विप्रेषणबाट प्राप्त रकमलाई शेयर बजारमा लगाउने उपाय खोजौं:अर्थमन्त्री
To bring remittance into share market, following should be done:
1: Easy Online transaction.
2: Protection of Share market: Govt should fix min level of share market. Which gives confidence in general investor and in future, it helps turn share as an asset.
The min level should not be in NEPSE point like 1000 or 2500, it should be in PE ratio. It they use NEPSE as min point, then if there is economic crisis, it wont work. So PE ratio should be considered while calculating min. pt.
Govt, SEBON and NRB should have their own min average PE ratio.
Govt's min average PE ratio should be 15. IF average PE ratio falls below 15, govt has to do every thing needed to protect it.
SEBON's min average PE ratio should be 16. If average PE ratio falls below 16. SEBON should do what is in their power, like, relaxing policy, no more IPO, preventing selling by market maker, institution, bringing in more market maker by relaxing policy etc.
NRB's min average PE ratio should be 17. When average PE ratio falls below 17, NRB can relax loan, provide special loan at low interest, relaxing monitory policy etc.
Govt should be the last resort cause, only govt can do what ever is needed. NRB should be the first resort, cause, NRB motivates others to use others' money. They dont used their own money.
3: Promote share market to migrant worker. Inform them about above information. If govt. does this, then remittance company and bfis working in remittance sector will forward their special offer/programmer like special discount if they invest through them.
Their offer to pay remittance directly to the broker. If migrant workers sell their share, the payment will be directly deposited in their bank account. etc.
This is how you promote investment. Govt has to lure them. Not force them. Forcing never works.
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#123 Mon May 20, 2019 7:58 pm
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Member
Registered: Oct 2013
Posts: 7196
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Gold egg laying goose.https://forum.sharesansar.com/topic.php?id=6197In real life, one of the example of cutting stomach of Goose is charging high tax from hard working, successful individuals and businesses.What happens when you charge too much tax? 1: First of all, it destroys motivation. 2: Those who knows how to make money, if they are charged high tax, whey wont be able to reinvest that amount so more job creation and constant increase in contribution to the economy is prevented. 3: And that tax collected will be wasted by bureaucrats.
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#124 Wed Apr 03, 2019 7:44 pm
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Member
Registered: Oct 2013
Posts: 7196
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अनियन्त्रित वृद्धिले अर्थतन्त्र 'हार्ड ल्यान्डिङ' गर्नु पर्ने हुन्छ, स्वर्णिम वाग्लेको लेख funny guy. first of all its not out of control growth, sarbagyani yuraj k was trying for controlled growth which is not possible and mao and nahru tried and millions died. how may wagles are out there who are professional dalal of congress and south????? When yuraj k is out, I will advice next FM how to increase growth and problem high growth creates and its counter measures. One is, when country go for development, we need foreign loan or else there will be liquidity crisis. Neither govt, nor private sector brought enough foreign currency into Nepal. These enemy of Nepal hates prosperity, second international airport, fast track, chinese rail......
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#125 Tue Apr 02, 2019 6:07 pm
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Member
Registered: Oct 2013
Posts: 7196
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मोट्रेक्सको कडा शर्त विरुद्ध नाडा, सात वर्ष अरु कम्पनीलाई प्लान्ट राख्न नदिने शर्त अस्विकार्य
- Govt can counter offer "for 5 year, no more than 2 assembly plant". - Or, for two year no new license for another assembly plant metrocax can choose.
This wont apply to electric vehicle assembly plant (unless they are assembling electric vehicles) or parts manufacturing company.
They should be assembling latest model or at least one earlier model than the latest model.
Others did not give interest in assembling, now when finally someone is about to start one, there is protest.
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