Forum

NIC ASIA reduces Interest Rates
Other Banks will also Reduce Interest Rates
Government Banks are also reducing Interest Rates, they will publish tomorrow

This is very good news for us all and for the existing sluggish economy as well
This is also very good for the market
All market now wants is liberal policies, specifically those Risk Weighted Asset Issue

Also Currently 1000 MW of electricity is being produced by projects which are financed by banks
These projects now pays / throws installments to bank, this is a SIGNIFICANT THING
Banks now can further finance up-to 3000MW Fresh without additional significant stress on liquidity
Also 1% reduction in consortium rates, decreases financial cost $ increases income of hydros by 3%

.....BAKI ISHWOR KO LEELA......

Boom & Bust are Elements of Economic Cycles
However, Governer IS too much trying to squeeze the financial market

After Bust, Boom is inevitable under normal circumstances
So we are at lowest zones of Nepse

Selection should always be
SHARES HAVING LOW SUPPLY
LOW RSI
AVERAGE PE would be fine
Companies having regulator wud be nice

Once boom begins , share will low supply will hit circuits

.....BAKI ISHWOR KO LEELA...

Dear Pujibhairab jee, at his juncture, where do you invest if you have surplus cash? Thanks in advance.

Happy Dashain To All

Induced by Lust, Greed, Ego - - - Creatures create boundaries in earth & in heart
Creatures do corruptions, wars, sabotage, bloodsheds
This has been agelessly after entropy occurred
May Durga Bhavani Bless All

May we all ascend in Spritual/material prosperity


....BAKI ISHWOR KO LEELA....

BACK TO KATHMANDU
After A Long Trekking In Beautiful Places In Nepal

All Shares are in Hold Position



...........BAKI ISHWOR KO LEELA.........

नेपालबाट १० वर्षमा १० हजार मेगावाट बिजुली किन्ने प्रस्ताव भारतीय मन्त्रिपरिषदबाट स्वीकृत

What a Gorgeous News
Amazing News For Hydro Promoter Shareholders & Developers
Amazing News For Nepal's Exports
We need to make more and more Hydros and export them

This news may or may not influence secondary market
But has certainly influenced to invest in Good Hydros as Promoter Shareholder

......BAKI ISHWOR KO LEELA....

NON-LIFE on HOLD POSITION/BARGAIN BUYS

Market doesn't have a place for substantial or significant fall.
Only good news to emerge.
All bad news have supposedly ended.

....BAKI ISHWOR KO LEELA...

Banking Sector Disposed In PROFITS
NRM Disposed in Break Evens
Hydros Disposed in Break Evens

NON LIFE INTACT, adding on bargains

......BAKI ISHWOR KO LEELA....

NRM seems good for the time being
4th quarter report 2079/80 may be disturbing
but EPS is around 16 (for 1st quarter 2080-81) & price of Rs 310 as of this moment (1:00 PM, 8/9/2023) when bargain purchase is going on can be a good bet

.....baki ishwor ko leela....

Yesterday Purchased Some Stocks
Havent Sold Yet But Gradual Purchases Made Until Today
Short Term Purchases have become substantial now (over 50%)

No Purchases AnyMore
Only Hold

.....BAKI ISHWOR KO LEELA...

Unanticipated Falls
Holding the shares
No buys

Banks still above cost
Insurance on loss
Hydro on loss

Market is Market
Beyond comprehensions

.....baki ishwor ko leela....

Buying have slowly continued since last tuesday
Buying will continue
Insurance Sector Only

Betting On Three Banks, Non Life Insurance Sector & Three Hydros Only
Haven't Touched Life Insurances, Hotels, MicroFinances, Development Banks, Manufacturings

......Baki Ishwor ko Leela.....

Said on tuesday evening, time to buy
Buying From Wed & Thursday as said in earlier post
Shares at good bargains

Into The Market Again


.....Baki Ishwor Ko Leela.....

Time to Buy Has Come
For The Upcoming Swing That Talked About Yesterday

Risk Takers Only
Not for risk aversive traders

Sector is Insurance

Baki ishwor ko leela.....

Monetary Policy Enough To Fuel A Good Swing

...BAKI ISHWOR KO LEELA....

Whats going on HOT in BANKING System?
The trifurcation of existing loans
1 - Existing Working Capital Loan (Hypothecation, Overdraft, Demand Loan, Trust Receipt Loan Etc)
2 - New Working Capital TERM LOAN (TO BE REPAID WITHIN 10 YEARS)
3- SPECIAL LOAN (To Be REPAID WITHIN 3 YEARS)

Hence, LIQUIDITY WILL BE ADDED MORE


THE INTEREST RATE?
Interest Rate is bound to fall in coming days under existing conditions.

THE MARKET
Will be directed by MONETARY POLICY

......BAKI ISHWOR KO LEELA....

SHARE03
Moneys are in wait position
Various loosening measures towards real estate and stock market and on personal loans

However the precise policy measures is not known

We have to wait for the monetary policy that will direct the direction of the money
Money is patiently waiting for monetary policy

Fri Jun 23, 2023 6:27 am - Said i am substantially out of market
Now just sporting lightly on the swings


......BAKI ISHWOR KO LEELA....

Namaste Sir,
Will these positive news helps market to break the major resistance zones? Did you start buying sir or waiting for confirmation?
Regards
Share03

SHARE03

Interest Rates needs to go down more, and interest on loans will go down from Shrawan
AND
Monetary Policy will be expansionary in nature, and will be softened towards stock market

.....BAKI ISHWOR KO LEELA...

Namaste Sir,
In my view, from Sunday interest rate will decrease further. Sir, any idea on upcoming monetary policy ?
Any recommendations for long term stock? Please guide us from your insight.
Regards
Share03

Balen should talk to legal experts regarding- if he can intervene in this matter.

MAJOR CONCERN

PASHUPATI 31 ROPANI LAND being given away by Minister
and
PASUPATI BUDGET ALLOCATED to party people by Minister

THIS COUNTRY HAS BEEN HAMMERED INTO PIECES AND PIECES
BY THESE MAIOST AND MONEY-POWER HUNGRY ANIMALISTIC MINISTERS
ALL SHAME HAS GONE, ALL INTEGRITY HAS GONE,

THESE ANIMALS MUST ROT


NAMAH SHIVAYA
......BAKI ISHWOR KO LEELA.....

LET ME TELL ONE OF THE MAJOR CAUSE OF MARKET FALL

THE REALITY
The Working Capital Loan of the Company which was in overdraft nature is now divided
1 - Fluctuating Working Capital (Overdraft) - upto 20% to 40% (40% in case of prescribed businessess only) of sales if total working capital loan is 2 cr below - upto 25% of sales for all businessess if total working capital loan is above 2 cr

2- Fixed Working Capital (Term Loan) - working capital loan exceeding (1) limits but justifiable on working capital cycle and 70% of NTA basis - this term loan is payable from 5 to 10 years

3- Special Working Capital Loan (Term Loan) - working capital loan exceeding (1) and (2) - to be payable immediately to bank - however as per NRB policy this is the portion of working capital loan which is not justified and if cant be payable immediately than is payable within 2082

Example
So, a company which has turnover of 15 crores and enjoying loan of 7 crores, Net Trading Asset of 7 crores
1. Fluctuating Working Capital - 3.75 cr (Overdraft/Hypo)
2. Fixed working capital - 1.15 cr (Term loan)
3. Special WC - 2.1 cr (Term Loan)


Hence businesses which had practice of taking excessive loans to invest PARTICULARLY IN REAL ESTATE is now curbed

Current Sell Offs is also result of selling of shares by businessess to pay excessive working capital loan ---- as TERM LOAN IS A HUGE BURDEN for the businessess

Great Policy by NRB to curb excessive and unjustified loans of businessess which went particularly to real estate


THE AFTERMATH
The Fiscal year end pressure and loan renewal with restructuring of working capital loan (though NRB has stated such changes as no restructuring) - have brought some tremendous pressure on market as well

However Liquidity shall ease on sustainable basis on future days and Very Good For Stock Market
Real Estate shall cool down


THE MARKET
Picked Some stocks thursday, LOW % PURCHASE


.....BAKI ISHWOR KO LEELA.....

Market has fallen
WE CALLED IT BEAUTY OF THE MARKET
We saw the fall with smile

Now it is time to see the fall with awareness

....BAKI ISHWOR KO LEELA...

Like said in June 29, Previous Week's Thursday
First Phase Has Ended
Second Phase To Begin Soon

Let The Market Fall,
Thats The Beauty, Thats The Oppurtunity


....BAKI ISHWOR KO LEELA....