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Liquidity crisis past Vs present

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Member
Registered: Oct 2013
Posts: 4591
४१ सेयर दलाललाई बाहिरी जिल्लामा पठाउने नेप्सेको निर्णय


this could help increase some liquidity.
Member
Registered: Oct 2013
Posts: 4591
तरलता 'संकट' को वास्तविकता
http://himalkhabar.com/news/1920

-I heard about 50 thousand are in payroll of India. Dalals in NRB, finance minister must have given responsibility by their Indian master to make car loan easy and cheap.
-Another order must me to make IC tradeable in Nepal and increase indian goods import in NEpal.

We need kranti.

-Bfis like everest bank and SCB pushing very cheap and easy car loan but they do not give share loan. Why, are they promoting Indian goods using money of Nepalese?????

There are many dalals in Nepal, hang them all.
Member
Registered: Oct 2013
Posts: 4591
Nationalist Media/economic media should take interview of khaires, japanese, chinese in ADB, IMf, WB, etc regarding liquidity crisis and how to tale it.

Retards in Nepal give their view more importance than people like me. Sati ko sarap.

Jay Nepal.
Member
Registered: Oct 2013
Posts: 4591
वाणिज्य बैंकले मुद्दाती खातामा १२ प्रतिशत व्याज दिए, निक्षेपको व्याजदर पाँच वर्षयताको उच्चतम विन्दुमा, विकास बैंक, वित्त कम्पनी, लघुवित्त तथा सहकारीलाई व्याज बढाउन दवाव - See more at: http://www.bikashnews.com/2017/01/24/49335.html#sthash.o9zG7SBd.dpuf


-Does retard Governor, Finance minister, PM, Bureaucrat heard about price war, trade war, cold war --- if you retards have not heard, let me tell you, its pretty bad, whole system collapses.

Remember USSR, Cold war/over spending in military, giving free goods/food to people(socialism) crashed USSR.
Current price war in Oil is almost destroyed Valenzuela, saudi, nigeria etc.

Same, is going on in interest rate in BFIs in Nepal. Result could be, crash in economy. Current rise in interest and lack of liquidity will soon increase NPL then economic crash. Line in BFIs to withdraw cash by depositors.

:evil:
Prachanda better sack NRB governor and high ranking officials. And Change retard finance minister, he is suppose to be a bharia not finance minister.
Member
Registered: Oct 2013
Posts: 4591
बाणिज्य बैंकले नै १२ प्रतिशत ब्याजमा निक्षेप लिन थालेपछि राष्ट्र बैंकले तत्काल चाल्नुपर्ने कदम के हुनसक्छ ?http://merolagani.com/NewsDetail.aspx?newsID=29671


- its time to change Governor and NRB officials. They are the enemy of the BFIs and NEpal. They are too retard.
Member
Registered: Oct 2013
Posts: 4591
बढेको ब्याज तिर्छुभन्दा पनि ब्यवसायीले बैंकबाट ऋण पाउन छाडे, बैंकर भन्छन्- पैसा भएन ऋण दिने?
http://www.bizmandu.com/content/-23381.html


-'हामीले लिमिट हुँदा पनि ऋण पाउन छाडेका छौं' नेपाल उद्योग वाणिज्य महासंघका अध्यक्ष पशुपति मुरारकाले बिजमाण्डूसँग भने, 'औद्योगिक गतिविधि नै रोक्नु पर्ने अवस्था आएको छ।'

-कुनै कुनै बैंकले पहिले नै स्वीकृत भएको कर्जाको ब्याजमा अहिले मोलमोलाइ गरेर ऋणका लागि निरुत्साहित गर्न थालेको अनुभव मुरारकाले सुनाए।

-'ऋण स्वीकृत हुँदा जति ब्याज भए पनि अहिले २/३ प्रतिशत बढेको छ। त्यसमा लिने भए मात्र दिन सकिन्छ भनेर बैंकका हाकिमहरुले भन्न थालेका छन्' उनले भने 'आवश्यकतै परेपछि जति ब्याज भने पनि लिनै पर्ने अवस्था छ। तैपनि मागेजति ऋण पाउने अवस्था छैन।'

-'नयाँ ऋण दिन निक्षेप बढ्नु पर्ने हुन्छ' श्रेष्ठले भने, 'अहिले निक्षेप वढेको छैन। सरकारले खर्च नगरेका कारण स्रोत सुकेको छ।' राष्ट्र बैकका अनुसार सरकारी खाता २३० अर्ब रुपैयाँ बचतमा छ। सरकारले बजारमा भएको पैसा राजश्वका रुपमा उठाएर राख्ने र विकास निर्णामा खर्च नगरेका कारण बैंकहरुलाई थप ऋण लगानी गर्न पैसा उपलब्ध नभएको हो।



We have kulangar for a Governor. Sujata koirala is one of the biggest corrupt in Nepal, Current governor became governor by licking sujata. So current governor could be taking money from evil foreign agency to destroy Nepal.

Or,

His intention could be, to bring down Nepse to 1200.


die Governor.
Member
Registered: Oct 2013
Posts: 4591
HIGHER THE LOAN, LOWER WILL BE THE INFLATION.
Member
Registered: Oct 2013
Posts: 4591
Member
Registered: Oct 2013
Posts: 4591
बैंकहरूमा तरलता अभाव होइन, लगानी योग्य पूँजीको अभावः बैंकर्स संघ - See more at: http://www.bikashnews.com/2017/01/19/48916.html#sthash.F6QddJ9a.dpuf

- NRB increased CD ratio during housing crisis lead liquidity crisis and later when there was too much liquidity- i guess to make sure, deposit interest rate does not crash.

- Today, we dont have NPL crisis, and cause of liquidity crisis- deposit rate is going out of our hand which has lead to huge increase in lending rate.

Cause of lack of liquidity, NPL could increase, and cause of high rate also NPL could increase, if liquidity crisis is not solved, NPL crisis could start and will lead to grave crisis like during housing crisis.

NRB better decrease CD ratio, since past problem has been solved to decrease interest rate.

perfect rate is:
deposit- 4-6%
lending- 7-10%


If NRB does not make a move to counter liquidity crisis, increase availability of loanable cash, bankers should approach prachanda and sher bahadur deuba.
Member
Registered: Oct 2013
Posts: 4591
How many months current governor has as governor?

Nepal's economy cant afford him as governor any longer?

Nepal needs investment and cause of him, there is liquidity crisis.

In the past, NRB increased CD ratio cause of banking crisis lead by housing crisis- to make fund available when depositors want their money back.

and cause of high liquidity crisis- to prevent depositor's interest rate from crashing.


Today, we have liquidity crisis and lending interest rate skyrocketing threat (which is already there)- and to prevent it liquidity should he injected either by decreasing CD ratio requirement or injecting money (lend able money).
Member
Registered: Oct 2013
Posts: 4591
ऋणिलाई १५ प्रतिशत व्याजको तनाव, राष्ट्र बैंकलाई ५ प्रतिशत व्याजको पुर्नकर्जा नगएकोमा चिन्ता - See more at: http://www.bikashnews.com/2017/01/12/48287.html#sthash.lFkNdX0F.dpuf

Khate Governor lai bhanda bhandai .......

If present governor were governor during housing crisis, Nepal ta finished hune raicha. Lucky Us Governor Nepal "enemy" were not governor during housing crisis.

I did not like governor youraj, now, he turned out to be smart.
Member
Registered: Aug 2015
Posts: 12
Dear Rising Sun!
Namaste!

Thank you very much for clear views on current status and future prospects as well!
Member
Registered: Oct 2013
Posts: 4591
Last year or two, NRB governor has been attacking share market and BFI, why, could it be cause of his family crisis. Could his son in law turned out to be a rapist?
Member
Registered: Oct 2013
Posts: 4591
In recent time, we face two liquidity crisis.

Current one is not sever, and I see it as a positive one, created cause of demand and dumb NRB.

Previous liquidity crisis was sever and happened cause of housing crisis and was danger to economy and company.


Previous crisis was cause of housing crisis so there was a big NPL, crash in profit and some banks were close to loss and some were almost went bankrupt.

This time, crisis is cause of demand, so profit will increase, but risk is if interest goes too high, will have negative impact to the economy, growth and will lead to increase in NPL and also there will be less liquidity available for borrowers.

Current crisis is also created by NRB's incompetency.
When there was excess liquidity, NRB increased CD ratio, now when we have liquidity crisis, they still have not decreased CD ratio requirement.

NRB is ran by incompetent and finance finance ministry & PM are too dumb to see it and fire NRB governor.

WHAT IS NRB TAKING TOO LONG TO DECREASE CD RAIO.


From investors point of view, current crisis is good till now, would increase profit of BFI, but if NRB does not decrease CD ratio, and interest increase too much, it would effect economy and investors could he hurt too.

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