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Hello Saugat Ji.

I only heard about reliable.

I think, NBB will merge with 2/3 dev banks. Hope to get extra at least 25 during merger. Would be great if it gives extra like prabhu.

Good morning dear Rising sir!
Whats up!
Rumer spead about the mergrer MOU of nbb with redbl,bagmati and sindu on www.nepalsharemarket.com discussion forum.
Its pramoted by a name Sharebudha; he often carry reliable values with banks ,specially he promotes dev. banks.

Regarding this,I wish you could put your thoughts.
Few talks about the right share of nbb.
Still I do not trust such rumours.
Though few could have inside information so point to be noted!
Plz come with some logics if you wish.

Good morning Rising sir!
Lets see comparative values of commercial stocks:
The column 2 denotes the price of भाद्र-२,२०७२ ,
column 3 denotes the price of माघ ३,२०७२,
c4 denotes real adjusted price.
c5 denotes price before book close.

column1 2 3 4 5
ebl #3310 #2380 #1924 #2501 its gearing up It could touch 3000
scb #2995 #2700 it will strongly compete with ebl
nabil #2690 #1890 #1769 #2300 why slow? any time could boost
sbi #1525 #1579 fooled by right premium,how 2 p?
hbl #1398 #979 #993 #1340 less left to grab so why to rise?
nib #1094 #776 #751? #1000? time for cash dividen
nica #930 #715 #997 #717 not much left still 4:1 is betr 7:1
sanima # 845 # 695 #807? #673? hope survive 2:1;growth mark
czbil #731 #603 #584 #700 hope 55%;follow sanima
nbb #680 #492 #473 #591 why??should come before nica.
pcbl #629 #510 #685? 495? why?? should come after nbb
gbime #574 #431 #407 #500 not so bad
nmb #507 #470 never looked
lbl #502 #582 I have no faith
ccbl #389 #345 #332(?) #394? cheap gem
cbl #307 #260 #236 #252 cheap potato
nbl #299 #330 #thinking about.
I had done intensive fundamental study of these banks on Q4 reports.
At that time I had ebl and choosed nabil as moderate high and nbb as moderate low.
Later I came to know people prefer short term trade rather long term investment.
Excluding management I still choose nbb for long term rather than sanima,nica,czbil etc.
I believe proper and rational business growth is better possible in the stocks which sign merge MOU with good company rather than alone path goer for busines growth like lbl.
Still vision plays vital role and good management decorate the company weather single or joint there is no reward.
I guess short term trader and rumour spoil our capital market. So I say its just developing phase it takes time to be institutionalised.
Investment should be profitable for all.

Hello Saugat Ji. Yes I am excited, Want to see 2nd quarter report and investment from china.

I have more investment in dev bank than banks.

May be some day we will get in touch in person. Got kicked out of facebook few months back due to some losers.

Media is saying, tomorrow they will be drafting the agreement. Unless somebody tell them something negative in their dream, there may be signing tomorrow then 1350 is a very easy target.

I dont know much about technical analysis. May be its all about where lines meet

Hope to see records been broken for next three days. 10-15 pts per day.

Good evening dear Rising sir!
Whats up!
I guess you must be excited due to the smooth growth of nepse.
I think you have more than 60% investment in commercial bank!😇😆😉
I guess you are in Kathmandu valley, you enjoyed momo in one of the restaurent with your partner/investor.
This time really interested to see your photo...would it be all right providing me your facebook name??
Im easily available in facebook ,
go there and type पुलकित मौसम and search if you are okay with me!
Otherwise I expect to contact jwalanta7@gmail.com,could you???

The new height was expected, I just wildly guess it will touch 1230 without correction.
It with test 1300 within 10 days.
And it will be settled around 1350.
But,
I don't know what tecnical analyst forcaste????
What you think????

POLITICAL BULL, EARNING SEASON BULL, CAPITAL INCREMENT BULL, BONUS SHARES BULL, FDI BULL, DOMESTIC INVESTMENT GROWTH BULL, EARTHQUAKE RE BUILDING BULL ....

1100?
1200?
1300?
1400?
1500?

If there is political settlement, this week or next it will be 1300+. Congratulations to all.

Nepse soars to highest level ever http://www.myrepublica.com/feature-article/story/35198/nepse-soars-to-highest-level-ever.html

Chinese vote Nepal as third most-desired neighbor http://www.myrepublica.com/feature-article/story/35187/chinese-vote-nepal-as-third-most-desired-neighbor.html

Thanks Saugat Ji.

Just had momo celebrating new record.

After problematic internet from ADCL, Now we are using joint wifi with higher speed. Cause of extended load shedding and battery problem, there is no guarantee of internet during load shedding.

Mobile internet is too expensive, may cost 100 rs to use 3 hr.

And I would like to add, We can't invest in other small business as part time, only capital market is the best.

Congratulations for new record.

Good morning Rising sir!
Have you have black tea/coffee ☕☕☕?
No worry for loadshedding; just purchase a invorter costing 2/3 thousands which will satisfy the supply for wifi/net!
I have done this to my office,while Im at home(dera) in ktm my landlord has managed a big invorter and small portion suppky to wifi.
But now Im mobile user,sometimes I use data there.
Sorry for what type of inconvienance with you? I could cooperate you if any?
Now, I thank you so heartly that you have expressed your views so tactfully.
I also see the golden future of capital market in Nepal.
Within very short time interval some works have done remarkablly in this field.

Still I see its just like trend people are ruining/manipulating Nepali capital market .It should be for all,all should be benifitted .
As I see you, vision is the great thing it will bring us there where we wish
.
Obviously in every field we need capital even in a tea shop ir in street vegetable shop,risk is everywhere. but I see less is there in capital market.

Hello Saugat Ji, When there is load shedding my internet also goes off usually. Other time its work or need to visit news site.

1: Like you said, it should increase price as well as volume. And hope, SEBON would reduce commission to under .25%. Threat is, I guess that time it will be easier to take loan so investors and traders may not take it seriously and risk will double. So We need to be very very careful that day.

2: It will give business community second change, to re build and more so they would be able to pay back their loan some months later. So banks investment will be safer. As well in preventing ugly balance sheet for short time.

I think I said it will take longer blockade for development to affect largely. And banks will be affected for half a year mostly since they have collateral and some business man earn from black marketing. Mostly hotels and export industry suffer the most.

During re building, banks are beneficiary along other suppliers and will create job for many too which would help increase the livelihood of the society and eventual help in long term as well. when people make money they invest it in education, property etc and help long term growth creates market and bring more business. CHAIN REACTION.

So i am positive.

3: Political stability will improve but dont think it will be perfect, I think after political settlement. For long term political stability- there need to be good paying job, educated mass. Our problem is uneducated mass, educated fools, poverty, lack of job, lack of good paying job etc etc and india and too many politicians.

Development will take care of most of the problems. HOpe hydro and tourism bring development soon.

All over the world, it is not possible to become rich for 99.9999% job holder through salary. They have to invest in share market to get rich. I heard in US, most of the millionaires became millionaires by investing.

This sangyata is not good for business. Hope there will be freedom in doing business in all state and all nepalese should have right to do business, live in any state they want.

For social development, share market is needed and for development of share market society should be improved- from education, values, economy.

Its tragic that most people dont no how good share market could bring to their future, especially in a developing country like nepal. And there is no share culture. other wise they would have known that share is the most valuable asset then land and gold.

Nepalese dont want to sell their land and gold but dont mind selling share. Govt need to educate them.

SHARE MARKET CHANGED MY FATE. HOPE OTHERS SEE THE IMPORTANCE OF INVESTING TOO.

the most easiest mode of investing. even it is hard and risky to open tea shop than investing in the market.

My view, one crore today will be come 15 crore in 10 year if we invest in right company.

Dear Rising sir!
Good afternoon!
How are you sir!
Whole day escaped??
or busy at work?
or load shedding?
Hope you are okay and everything is al right with you;
still my eyes quest you in this forum.

Lets discuss now.
Today some prospect are as follows:

No 1.
www.merolagani.com published news regarding margin lending and dealership to broker.

No 2 .
Relaxtion on credit regulation..http://www.sharesansar.com/rastra-bank-extends-relaxation-on-credit-regulation-and-crr-till-chaitra-2072/

No 3. Political Favourism

Regarding no 1 ,if it come true on the ground,I guess usually
transaction-in-a-day will cross 1 arba .It will boom the sharemarket in certain height,1500 not so far. Indian,Hongkong stock market did not fly such a high before a couple of decade.Plz forcaste pros and cons regarding this.

Regarding no 2 it seems Q2 won't be too bad for commercial bank though; will it not play the role just to beautify the balance sheet,p/l a/c??As you said somewhere the impact of blocade on commercial bank could be seen a bit late.For this definately positive indication toward sharemarket.But I question on sustainable growth of banks! Let me read your wisdom upon this .

Regarding no 3 I do not believe in political stability though it could bring cheer for few years. Financial federalism comes along with the modality of federalism secularism democratism.Some crosscutting issues such as development goals,poverty issues, social inclusion,social justice and election ,local development and many more issues definately impact on long term growth of capital market! I just want some views from you as well

Good morning Rising sir !
Thanks a lot for dearly response sir!
Lets see I guess market will boom to 1300 line

About share lone: Those who is in merger is also possible in some, some did not accept it a few year back or only accepted its value at 100Rs. Normally, while calculating value of share they take average price of last 180 days. They only take good companies and should be listed on NEPSE for more than 180.

If you can pay interest with other source and if you can handle around 30% risk then take loan.

If your investment has already generated around 40% capital gain then invest in secondary market with loan if not then invest only in IPO.

Good Luck.

Hello Pulkit Ji.

It great that NEPSE is about to cross 1200 again and may cross previous record without the help from banks and hydro.

Guess what will happen when banks and hydro join the party?

Hope second quarter is not as bad as bank's price is down, hope it be between -5-15% from first quarter.

I would like NRB to give low interest loan to hotels and exporters from 2-5 year depending upon how much they are affected. And to those other affected for around 1.5 yr. Others will get their loss by increasing price but exporters definitely cant and hotels may be not. Then illness will be cured.

I think it should help banking stock which lost a lot during blockade.

Growth: could mean anything but I guess business growth. Profit growth by increasing price is not healthy for long term business.


NCC: You are right. It could be wise to stay away from this stock for a year or two unless price is way down. Since they cost of operation will be lowered so could increase future profit. Some banks has increased their authorized capital to 10B, so they may give some bonus.

With the increase in FDI, domestic investment, growth in economy, I think business of all BFI will grow handsomely after political settlement. So NCC wiill definitely grow unless there is personal interest interfere with business decision.

I wish to see Cash:Bonus=3:1. I think NRB will increase their capital to about 25 billion in 10-12 year so they better prepare from first year or their big share holder will loose power just like today.

LBL: LBL has been worst among mid cap. But investors believe their subsidiary "laxmi micro" will help them increase profit. Time will tell.

It is promoted by khetan so they have money for right share. Khetan is not honest person so let's see how will he be managing bigger bank. Some investors like LBL a lot some hate a lot.

Dear Rising sir!
Good morning !
Thank you very much for responses.
Nepse is on the way by frog leaf to 1200 .
One can easily predict its not so far to make at least all time new height.
Shasin Joshi spoke that blocade loss could not be seen in Q2 balance sheet.If it could come true what will be the banking index??
This time I want to focus on "Growth";what does it really stand????
Does it indicate profit growth or investment growth or business growth?
For this I want to pick up two stock:
"nccb(kccb) vs lbl"
Nccb is going to rise its size by mega merger with 4 dev bank plus kumari bank; for short term its really not good coz its going to hit its target of 8 arba paid up.Can we expect bonus share even after??? Isnt it good for long term! We can imagine its growth will be adorable if handled by perfect management.
For nccb: new business?? not necessary to focus
new investment?? its possible with huge amount but not necessary to focus.

Laxmi bank is alone on the height to 8 arba, plz elaborate me! Regarding promoters financial health,business growth,profit growth and people psychology toward it?

I heard share loan is possible,have you any idea??
can we take loan aganist our shares which are haulted due to merge??
Would it be all right to reinvest share loan in share.
Plz suggest me!

Hello Pulikt Ji,

SLICL has also increased business a lot. Last year its price was much lower. Could be a good investment. If it has not declared bonus and right then even great or no book close yet.

I was recommend EDBL from fellow investors of sharesansar. Thanks to them. Could have bought more if I had money.

Hope next month, our investment in banks will turn into profit.

Great to meet you too.

H

Dear Rising Sir!
Ultimately I could not mix general and life insurance stock,but went with surya life 775 for 100 and 770 for 100.
I did not keep it mind though I wentwith slicl: Did I do ruin my money or did I do good,it will tell time .
Fundamentally I desired to go with nlicl though I feared due to a bit high cost.
I wanted to buy sic but brokar did not recommend me.
You are not only wise investor but also lucky as well.
One of your stock nlicl price increased sharply,edbl,muktinath,sangrila must have provided you ecstasy .
Today Im happy with chcl which broke the upper circuit .

I coluld be happy to see you!

Then with long term as a back up plan buy some good insurance half general/half life, Pulkit ji.

NBB has reserve, or may be during merger they are getting extra share just like SBL.

I dont believe muktinath will merge with shangrial, shangrila is too big for muktinath. I have both.

Thank you Rising sir for suggestion!
I hold 200 kitta sanima bank purchased @640
My eagle eyes are behind Muktinath still I hold 146 kitta plus 31% bonus.
I heard muktinath is going to be merged with sangrila so Im getting a bit dilemma .Wheather is it good to add sangrila?
If I need money to pay loan I will be puzzled coz nccb in mergee where 2 lakhs , sbl 228 and the largest share in nbb.

Today broker 25 purchased most of the nbb stocks at any cost,must have inside infos,I guess!

Thank you very much sir still I desire to add insurence stock.

Good Evening Pulkit Ji,

I really dont have advice for short term at this time. If blockade is lifted, politics is settled, capital raise in insurance then many company will boom. If there is bad news from politics then price may fall slightly. If coming balance shit is too bad then bad news again. Hope Banks profit wont be down more than 15% of first quarter. -5% would be dream report.

Want to try your luck? Buy 100 sanima bank.

Why dont you buy muktinath for mid term. i see good increase after balance sheet and for right share.

but like some are saying, if govt. increase capital for insurance in mag first week then good insurance will rise a lot. NLG, SIC, Slic, NLICL, PLICL, ALICL if capital is risen.

More than 90% of my investment is for long term. I am very bad at guessing selling price.

Good luck.

Dear Rising sir!
Good evening!

In my eyes you are professional serious long term investor.
Im the follower and you are the leader in this contest.

But I believe myself , as one should listen to be listened so the leader are not inborn .

I just want to be the leader as well but this is very new field to me and collecting informations as much as possible .
Dear sir ! Tomorrow I want to buy good but cheap stock in insuren which could be benificial for short term as well as long term
, have you any one in mind that is exactly right time to purchase???? Its only 1.54 lakhs.
You know Im vert new and small invester .
I hold 75 kitta to 438 at most kitta.
Please suggest me only 2 insu stocks.
Waiting!

Hello Pulkit Ji.

For serious investor its investment, life, power, profession....

For criminals its crime world.


There are many who tend to take it as trend, fashion- which is dangerous and if they enter during unlucky phase, they loose a lot. People tend to enter after seeing someone making lot of money ... since people already made a lot of money means there is not much to earn, so they are like likely to loose.

Some where I said about three types of investors in this forum- you can search it -"leader, follower and laggard".

About capital rise, many media spread bad news so those IPO holders sold too soon and lost a lot. later due to the blockade price of banks decreased around 30% which is huge and unneeded so after blockade is lifted them Bank may rise around 20% after looking at their balance sheet.

I think due the new capital limit- most of the banks price rose except for sbl, global, nbl etc. after blockade most of the companies price decreased except for sbl. the biggest lost was ebl and cbl, nbb etc.

Finally, dev banks time has come. Micro is the biggest winner. My be cause they are less affected by the blockade. I think dev banks are very low priced. just around 15 times that of profit even during normal time.

I think insurance will grow a lot more with declaration of dividend and increment in capital.

Hydor is showing good sigh.

Looks like everybody is looking for good days of Banks. then Nepse may cross 1400 if gets some push from insurance too.

Hope good days arrive soon. I waited for more than 18 months now. Last year was flat for me.

Dear Rising sir!
Good morning!
Is sharemarket fashion / trend or investment ???
All commercial banks share price increased due to capital rise news.But most of the banks price started to decrease after capital rise plan they published . There was further downfall in price of most of the banks after bonus declaration.
High cap bank nabil,ebl,scb,s price rose.
Mid cap sbi,hbl,s price increased
Lower mid nica, sanima,czbil,s price also increased.
Lbl,s price also increased but
others journey was toward ditch😈😈😈.

The days knocked to dev bank specially micro finance,whose price is still high and stable.

These few days all general insu and low cap life insurance touched sky and now selected insu stocks are downtrending the price.
Now the time to hydro like chilime is gearing up.
We can predict the commercial bank,sअच्छे दिन आने वाले है.

Thank U Rising Sunji for the information.

Pulkit Ji and Universe Ji, I just got internet cause of transformer went ka boom.

- Price after book close is mostly guessing game. Very hard to say. If company is exciting then price may rise. But this time if we take bonus then good.

Like Muktinath, if we take case we will get close to 100% (Bonus and right). Other wise its just 31+50=81%. You can calculate similarly if NICA too is giving right on bonus too.

Its just a guessing game, some guess become true some dont. If there is better guaranteed script then selling is right.

- Many people lost a lot in ebl and chilime (chilime last year) who purchased at peak.



-NLG: I have not heard about right share, nor I have inside info. But Buying NLG at this rate for mid or long term is good. If there is right share then icing on the cake.

If Insurance board increase capital then there will be right share, if not, also there is good possibility of right share. Next year I think there will be around 25B and year later could be around 35B. I guess. NLG is one of the best investment.

Good Luck.