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This policy lead collapse of economy and share market still has not recovered after almost 5 year.

And only few blame them, instead of hanging them, politicians cant even fire those incompetent dangerous bureaucrats.


I was only one or just among few who made noise, and other saw me as crazy.


How is your financial situation today, dumbs???







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It's been 5 year since economy, share market crashed and still have not recovered.


NRB through Monetary policy, immediately/now, do these things to fix economy and share market:

1: Goal to push 200 Arab housing loan under 2 year. Low, fixed rate for 8 year.
2: Goal to push 100 Arab share loan under 1 year. Low, fixed rate for 4 year.
3: Double/Triple working loan for business. Let, D bank provide working loan for business freely.
4: Immediately fix cooperative NPL by making it easy to sell collateral- by providing easily loan to buyers.

5: And policy I mentioned below months back.






-------- Dated: Tue Jun 10, 2025 10:54 am


Upcoming monetary policy should focus on kickstarting the economy, share market 'good companies' and end banking/cooperative crisis:
(Always remember, Monetary policy runs the economy while Fiscal policy runs the government, development etc)




Kick starting the economy/housing, share market 'due to lack fund, players are operating only low capital companies- even in same sector low capital is booming while high capital are still in depression', rescuing BFIs and cooperative:

1: Increase working capital loan for business. Let Development banks provide working capital loan freely.
After cooperative collapsed, they could not provide business loan which lead to economic collapse 'one of the reasons' cause NRB limited working capital loan.

2: Increase Personal loan limit to 2.5 crore.

3: Increase housing loan limit to 5 crore.

4: 15 crore limit for share loan should be scrapped.

5: During margin call- other assets could be used- land/building, gold etc.

6: Provision for good loan should be 0. Good loan should not need to keep 1% provision.

7: Share loan's Risk Weightage should be 100%.

8: Let BFIs give share loan up to 100% of their capital and reserve.

9: Interest on older loan should not change by more than 2.5% over 5 year.

10: Let BFIs freely invest their capital and reserve in share market. Let BFIs invest in BFIs. Let BFI buy their own stock after taking permission.

11: Let, BFIs invest in foreign treasury and share market up to 25% of their capital.

12: BFIs main income should come from investment and other services within 5 year.






13: One of the main reason there is banking crisis and cooperative crisis is BFIs and borrowers are unbale to sell their collateral. Monetary policy should assist in selling those assets:

Land and building and vehicles taken over by BFIs/cooperative and also those in collateral could be auctioned.

a: NRB should make it easy to auction those by easing monetary policy to sell those collateral or assets taken over by BFIs and cooperative. Let BFIs provide unlimited loan and at below cost interst during such auction.

b: Through such auction 60/80% such assets should be sold. 20% at a time, once in every 6 month.

c: BFIs should offer their fixed interest rate. And that rate should be auctioned. Borrower/Buyer should offer their best interest to the BFIs. BFIs should first offer their minimum rate then through auction, buyer/borrower should bid on that offer and the highest bidder should get the collateral/asset. The that rate should be fixed for certain year. Let's say cheap interest rate for up to 5 year. And after that market should decide the rate and NRB should make it easy for borrower to change lender. ((((((This is corrected, added from previous post)))))

d: Since it is auction and only 20% of the total valued assets should be sold at a time, banks or owner of those collateral should offer their heavily discounted fixed price.







14: From government side: to kick start economy, housing, share market:

a: VAT on cement should be 0 for one year, 5% next year and 8% in the third year.

b: Dividend distribution 'BFIs, Insurance etc': Reduce normal reserve requirement to 0% while giving dividend for 1 year, 25% of the requirement during 2 yr and 50% during 3rd year. This should increase consumption capacity.







[Goal should be kick starting the economy, lift share market and rescue banking and cooperative. If above is not enough, more move should be made in next 3 month]

Government collapsed the economy, share market for more than 4 years now.

Maoist, NC, UML will pay big in next election.

Maoist may not exist in next 2 election. NC/UML will be halved in 1 or 2 election.


Maoist finance minister and KP Oli (yurak K)'s dog started the collapse. NC's mahat FM and Maoist's pun made it worse. And current FM Paudel has no idea how to fix it. Current governor also has no idea how to fix it.

Because of Yuraj K last one year (first year of this government) was wasted.


Amazing, Oli is not interested in punishing yuraj k or ex governor maha chutya.

Oli/UML/Nepal suffered in the past cause of Yuraj K.

Now again, Oli/UML/Nepal is suffering cause of maha chutya and yuraj k again.



In next election, all of them will pay. During last 4 year around 20lakh nepalese youth entered 18year of age. All the politicians and bureaucrats will pay.



Remember, I did offer to fix the economy as well as share market.

During last three collapse 'economy and share market'... now UML is part of two.

NC too two.

Maoist three.

All three started by maoist.


One rescued by UML 'Bishnu paudel'. Like I said, this time it is too complicated for him and he began to see himself as economic expert which is not true. In the past, he was able to rescue because of his attitude which has changed.



We are into 4 year of economic and share market collapse. And none in the government cares/ed and have no idea how to fix it.

Sati ko sarap.

Pakhe le des chalaune haina.

शेयर बजारमा भ्रम फैलाउने 'इन्फलुएन्सर'हरु माथि भारतमा कारवाही शुरु, ५ महिनाको अवधिमा ७० हजारभन्दा धेरैलाई कारवाही

बजारलाई सुसूचित गर्ने होइन कि गलत तथ्यहरु दिएर आतंक सृजना गर्ने


- In India they are punishing influencers who spread fake negativity. In Nepal, alchin Bahuns punish when Market becomes positive.

I have been saying, Bahun should not be running country. They alchin by birth. Look at their face.









'६५ लाख आवद्ध भएको शेयर बजारलाई निरुत्साहित होइन, दिगो विकास र विस्तारका लागि नीतिगत रुपमै सम्बोधन गर'

- How many times do people have to make same demand again and again. Pakhes should not be running country.

We have Share market positive, economy positive PM, FM ... but they are not intelligent and have no idea. I have been offering my free service to them. But instead, they rely on dogs. Dogs are not intelligent and intelligent are not dog.




Sati ko sarap.

काठमाडौं उपत्यकाका फेन्सी पसल एकपछि अर्को डुब्दै, पुराना व्यापारी पलायन, नयाँको हालत झन् बिजोग


- I had been telling them, Nepal economy needs 'Kick start'. They will find out in next election.




One bureaucrat completely destroyed Nepal's economy and no one can fire him.

राजस्व संकलनमा चाप छ, लक्ष्य भेट्ने गरी काम गरौं : अर्थमन्त्री पौडैल



Pressure on Govt revenue collection- due to economic collapse

Collapse of Cooperatives- mainly due to economic collapse

Crisis in Finance- due to economic collapse

Factories running at 40-60% capacity- due to economic collapse

People are angry- mainly due to economic collapse

NC, UML, Maoist losing next election- mainly due to economic collapse




And economic collapsed: Mainly due to- Governor Maha Chutya, Ex finance minister Janardan Sharma, Maoist, NC, Yuraj Khatauda ... secondary reasons- Fake news, fake expert, alchinas in social media, ex finance minsiter Prakas Mahat ...

खराव कर्जाले मानिसहरू आत्तिएको जस्तो देख्छु तर मलाई कति पनि अत्त्याएको छैन: भुवन दाहालसँग अन्तर्वार्ता



- This idiot does not even understand, if your customers are in distress, you will soon be in trouble too.

If your customers go bankrupt, you would go bankrupt too.

When businesses go bankrupt, the economy would collapse too.


Who made this dumb 4k bank's CEO? Why dumb, dalal media made him expert???

When media makes someone expert, gobar sorne aukat ka netas too listen to them and country suffers.



Idiots should stay away from fake news.



One of the reasons, Nepal's economy collapsed cause fake news spread the narrative about 'Collapse of Srilankan economy, Chinese debt trap' ... I did warn that time too.



Fake news are dalals. Should be burnt alive. Nepal's economy is paying cause of those fake news.

बैंकको ऋण नतिर्न उक्साउने अराजक गतिविधिका कारण अर्थतन्त्रमा केही स्लो डाउन छ: गभर्नर अधिकारी


- MC RC maha chutya governor.

अर्थतन्त्र चलायमान र सुदृढ बनाउन उच्चस्तरीय आर्थिक सुधार सुझाव आयोगले बुझाएको प्रतिवेदनमा के छ?



R ko choro आयोगका अध्यक्ष रामेश्वरप्रसाद खनाल- who said about economic collapse- 'everything is fine. Thieves are making noise to get some concession'. That RC ko choro also said- 'why did you take loan at 18%'?



And same scum was given task to advise govt about kick starting collapsed economy. What would you expect?? Nothing.


Thugs like him is the reason, Nepal is a shit hole and still politicians keep on giving these thugs opportunity.


Not a single one in that committee have ever worked in their life. And their advise proves it.



Not a single of their advices can help in kick starting the collapsed economy.

And look at those morons, they were asked to advice to kick start the collapsed economy ... and they have given advice for future. Moron pakhe should be cleaning cow dungs not running a country or economy.






I can fix the collapsed economy easily. Let me know if this govt of Kp Oli dont want to become aashyasham 'incompetent' again.

Bureaucracy does not care if Nepal lives or dies.

NRB does not care if the economy does good or collapses.




And those Bureaucrats are party cadre and foreign intelligence agents.

"ठ्याक्कै जादुको छडीजस्तो केही छैन, योजनाहरूलाई समयमै कार्यान्वयन गर्नु आवश्यक छ": गर्भनर अधिकारी




This m chod have been saying this for last 3 year.

Cooperative collapsed, they did not care.

Micro finance collapsed, they did not care.

Now, banking has begun to collapse. They still dont care.




People may not like, like I have been saying, Pakhe Bahuns should not be running anything.

Gobornor single handedly destroyed everything.

KP Oli's previous govt was failed because of Yuraj K. Now again, KP Oli brought back same Yuraj K as an adviser who has total control over NRB and he is the one pulling the rug to fail Finance minister.


This KP Oli is moving towards total failure cause of alchin MC Governor Maha Chutya.

We have been facing economic crisis, monetary crisis for more than 3 year now... and in every 3 month, maha chutya comes and says- we are facing difficulty.... he has said again as if problem just started.


These Chutya bahuns are successful in getting into power cause- they are liar, con, ready to suck dk, ...


Maha Chutya became governor by sucking dk of kp oli and yuraj k and now hanging on to power by lying.



And bahuns like KP Oli fails cause he cant see liers like Maha Chutya. And does not fire them.

I have not seen that many- 'To-Lets' I saw today- in last two year.

It's like 10 times more.





Govt should draft a law to punish those who collapse Nepal's economy.

If bureaucrats or Ministers or PM ignores real experts' warning- and still pass the policy that destroy economy or act in the way that destroys economy .... those should be jailed for 10 year and their wealth should be confiscated.

If there is already economic collapse and if bureaucrats or ministers or PM ignores even after public cry ... those should be jailed for 10 years and their wealth should be confiscated.

arthasansar.com/news/61449



Look at this failed, loser Mahat's face- full of anger, jealousy, arrogance, hate ... No wonder, economy collapsed while he was Finance minister.

Mahat killed hundreds, sent 10s of lakhs into depression, destroyed the life of crore financially while he was finance minister.

Economic recovery is now, totally depend upon Share market bull.


(I only read fake news headline about monetary policy.)


Monetary Policy is very good but, not good enough to kick start the economy.

Now, quicker recovery of economy will depend upon (75%) share market bull. Right Monetary Policy would have helped to recovery in 3-5 month.

Now, If there is big bull in share market, Economy may recover visibly in 8-12 month. Now, 75% of the recovery will depend upon share market.

After 3 year, things only went worse- as analyzed and predicted by SECOND TO GOD.




नेपाल बैंकर्स संघले अर्थमन्त्रीलाई भेटेर भन्यो- अर्थतन्त्र चलायमान बनाउने कार्यक्रम चाहियो

अर्थमन्त्री पौडेलका अघि चुनौतीका चाङ

निर्माण सामग्री बजारमा चरम शिथिलता, भाउ घटाउँदा पनि छैन व्यापार, इँटा उद्योग धमाधम बन्द

बजारमा माग घटेकैटेकैकारण निर्माण सामग्रीका उद्योग ४० देखि ५० प्रतिशत क्षमतामा मात्र चलिरहेका छन्

अम्बे ग्रुपका अध्यक्ष हरि न्यौपानेले बजारमा माग घट्दो क्रममा रहेकाले उत्पादन अझै घटाउनुपर्ने अवस्था रहेको बताए




- Amazing, only exfm pun, expm dahal and their doggos talked about economy being revived in their time. And they did nothing to address the crisis.





Maoist minister destroyed- economy, share market, brought back load shedding, harmed internet service ...

Voters should make sure, Maoist never again become- PM, FM, Hydro minster ever again.

ऋण भुक्तानी नभएर लिलामीमा चढेका सम्पत्ति किन्ने ग्राहक खोज्न भ्यालुएटरलाई बैंकको दबाब


- When economy collapses, everything collapses, there is crisis everywhere.


Valuator should tell banks, your advice to the NRB collapsed the economy, blame yourself.



I am sure, when economy collapsed, share market collapsed.... Valuator must be laughing. He did not know, he will suffer too.

People dont know, eventually every body suffers when economy collapses.

And those in the govt ignoring it for last 3 year.



Now, Valuators may go to jail for over valuating the collateral. Cause, after economy collapsed, the value of old valuation of the collaterals have collapsed too.



Am I the only one, who can see the crisis behind everything is economic collapse, share market collapse??



Bank will blame Valuator, NRB will blame Bank .......... Very few warned NRB for their action 3 year back.



Just one guy's sanak did all this and rest dumb ignored him at that time.





Remember my warning??? You need to be intelligent to understand SECOND TO GOD.

Share market knows every thing.

Share market has always performed better, if economy is going to perform better.

Share market has always collapsed if economy is going to collapse.

Share market has always stood stand still if economy is going nowhere.



Curing current govt- economy collapsed and stuck. So is share- collapsed and hung on. Maoist destroyed share market economy every time they become pm, finance minister. Maoist may never again become PM or FM.



And still, there are idoits who have no understanding of share or economy keep on saying- share market in Nepal does not reflect economy.


Shut the 4k up!

केन्यामा कर बढाएको विरोधमा संसद भवनमा आक्रमण

Nepalese are hijadas. 100s committed suicide, 10s of lakhs in depression, crores are suffering and still no violent demonstration in Nepal. All caused by economic collapse, share market collapse.

केहीले ट्रयापबाट बाहिर निस्कन मौद्रिक नीतिलाई आफू अनुकुल बनाउन खोजेका छन्: गभर्नर
https://clickmandu.com/2024/06/322128.html

लचिलो मौद्रिक नीति आउँछ भनेर भविष्यवाणी नगर्दा हुन्छ - M
https://www.bikashnews.com/2024/06/25/492711.html

आफ्नो कार्यकालको अन्तिम मौद्रिक नीति ल्याउँदै गभर्नर अधिकारी, यसपटक नीति लचिलो हुने दिंदैछन् संकेत



अर्थतन्त्रकाे ऐना पूँजीबजारलाई उत्साहित बनाउने गरी मौद्रिक नीति आउँछ, बजार लयमा फर्कन्छ: अर्थमन्त्री पुन



कर्जा लगानी बढाउने गरी मौद्रिक नीति ल्याउदै राष्ट्र बैंक, अर्थतन्त्र चलायमान बनाउन लचिलाे नीति लिँदै





If they had done this, 3 month ago, many lives would have been saved. Lakhs of people would have been prevented from going into depression.


If they had don this 2.5 year ago, 1000s of lives would have been saved, crore people would have been saved from depression. Crore people's financial situation would have been prevented from being ruined.




Too late for crore Nepalese!

अर्थतन्त्रको यो हाल हुनुमा,

मौद्रिक नीतिको चाही कुनै भूमिका छैन रे त्यसो भए ?