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Post 'ख्याल ख्याल मा भयाको revolution' Government's duty.

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Member
Registered: Oct 2013
Posts: 7982
It's been 5 year since economy, share market crashed and still have not recovered.


NRB through Monetary policy, immediately/now, do these things to fix economy and share market:

1: Goal to push 200 Arab housing loan under 2 year. Low, fixed rate for 8 year.
2: Goal to push 100 Arab share loan under 1 year. Low, fixed rate for 4 year.
3: Double/Triple working loan for business. Let, D bank provide working loan for business freely.
4: Immediately fix cooperative NPL by making it easy to sell collateral- by providing easily loan to buyers.


5: And policy I mentioned below months back.






-------- Dated: Tue Jun 10, 2025 10:54 am


Upcoming monetary policy should focus on kickstarting the economy, share market 'good companies' and end banking/cooperative crisis:
(Always remember, Monetary policy runs the economy while Fiscal policy runs the government, development etc)




Kick starting the economy/housing, share market 'due to lack fund, players are operating only low capital companies- even in same sector low capital is booming while high capital are still in depression', rescuing BFIs and cooperative:

1: Increase working capital loan for business. Let Development banks provide working capital loan freely.
After cooperative collapsed, they could not provide business loan which lead to economic collapse 'one of the reasons' cause NRB limited working capital loan.

2: Increase Personal loan limit to 2.5 crore.

3: Increase housing loan limit to 5 crore.

4: 15 crore limit for share loan should be scrapped.

5: During margin call- other assets could be used- land/building, gold etc.

6: Provision for good loan should be 0. Good loan should not need to keep 1% provision.

7: Share loan's Risk Weightage should be 100%.

8: Let BFIs give share loan up to 100% of their capital and reserve.

9: Interest on older loan should not change by more than 2.5% over 5 year.

10: Let BFIs freely invest their capital and reserve in share market. Let BFIs invest in BFIs. Let BFI buy their own stock after taking permission.

11: Let, BFIs invest in foreign treasury and share market up to 25% of their capital.

12: BFIs main income should come from investment and other services within 5 year.






13: One of the main reason there is banking crisis and cooperative crisis is BFIs and borrowers are unbale to sell their collateral. Monetary policy should assist in selling those assets:

Land and building and vehicles taken over by BFIs/cooperative and also those in collateral could be auctioned.

a: NRB should make it easy to auction those by easing monetary policy to sell those collateral or assets taken over by BFIs and cooperative. Let BFIs provide unlimited loan and at below cost interst during such auction.

b: Through such auction 60/80% such assets should be sold. 20% at a time, once in every 6 month.

c: BFIs should offer their fixed interest rate. And that rate should be auctioned. Borrower/Buyer should offer their best interest to the BFIs. BFIs should first offer their minimum rate then through auction, buyer/borrower should bid on that offer and the highest bidder should get the collateral/asset. The that rate should be fixed for certain year. Let's say cheap interest rate for up to 5 year. And after that market should decide the rate and NRB should make it easy for borrower to change lender. ((((((This is corrected, added from previous post)))))

d: Since it is auction and only 20% of the total valued assets should be sold at a time, banks or owner of those collateral should offer their heavily discounted fixed price.







14: From government side: to kick start economy, housing, share market:

a: VAT on cement should be 0 for one year, 5% next year and 8% in the third year.

b: Dividend distribution 'BFIs, Insurance etc': Reduce normal reserve requirement to 0% while giving dividend for 1 year, 25% of the requirement during 2 yr and 50% during 3rd year. This should increase consumption capacity.







[Goal should be kick starting the economy, lift share market and rescue banking and cooperative. If above is not enough, more move should be made in next 3 month]
Member
Registered: Oct 2013
Posts: 7982
सामाजिक सञ्जाल कहिल्यै बन्द हुँदैन: सञ्चारमन्त्री खरेल


Some ISPs still have not unblocked 'Telegram', the most free social media in the world.
Member
Registered: Oct 2013
Posts: 7982
KP Oli is too weak to go to protest.

All major parties are going to election.


Those who create problem at the time of political crisis, voters will punish them- just like they did to maoist.



But, UML could gain votes by presenting this government for being puppet of evil foreign force- in propaganda war. :mrgreen:
Member
Registered: Oct 2013
Posts: 7982
One of the reasons Maoist lost vote was cause they always created problem before election.

Now KP Oli is doing similar.

KP Oli will completely destroy UML, this way.



NO party is powerful at this time.
Member
Registered: Oct 2013
Posts: 7982
No group has public support to conduct protest in Nepal.

If any group tries, they will be exposed and then government will get confidence to go after them.

If political party tries it, they will lose a lot of money 'since we all know, all those participations are paid protestors', then that politician wont be able to buy votes of party cadres and win party election.



Every one is done in Nepal.

If this government cant address economic crisis and share market crisis, then only there will be protest from public and all those in government will face same faith as prachanda, deuba and oli ... but this time, they will be inside their house when it will be burning.
Member
Registered: Oct 2013
Posts: 7982
Telegram: Turned out, Telegram is still blocked by some IPS and unblocked by some. What's wrong with incompetent individuals running those IPS?


'I' am proven SECOND TO GOD, and no body came to me to take advise regarding 'economy and share market'!!!!


One of the problem with share market is 'big players'. Government need to bring in new 'big players'- Market maker with capital '25% of the value of share market' and foreign investors 'let's say from China- bring in Chinese investor and let Nepalese institutional investor invest in China'.
Member
Registered: Oct 2013
Posts: 7982
Finally Telegram has been freed. The most free social media in the world.



Make sure, Economy and share market recovers in 'V' shape or you will face the same faith as KP Oli, Sher Bahadur, Prachanda faced. :mrgreen: :mrgreen: :mrgreen: Or even worse- the fait of Jhallu's wife.



It's the economy, stupid!!!!
Member
Registered: Oct 2013
Posts: 7982
Why is 'Telegram' still blocked????
Member
Registered: Oct 2013
Posts: 7982
Tamasa cabinet.

Just like Trump, they 'I dont know who is behind this' picked clowns from media to form this cabinet.

:lol: :lol: :lol: :lol:


Kul Man from Indian Embassy Quota

Ansari from US Embassy Quota

Wonder who else are from Embassy Quota
Member
Registered: Oct 2013
Posts: 7982
Main responsibility:

1: Election and Economy: Remember, economic collapse lead to this revolution.

2: Election related actions: Making new law like punishing those who capture booth to those who buy votes to those who coerce voters.

Investigate and punish past corruption of politicians before letting them take part in next election through court.

Change people occupying constitutional bodies like- Election commission, CIAA, those who judge judiciary.

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