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CBL Vs NICA

Moderators: बिमलमान, Dilbert.

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Member
Registered: Oct 2013
Posts: 3313
CCBL- 12.5%

12.75%- any one????? Let's reach 14% by this week.

self destructive move. When others were asking 7% on loan, CBL was asking 14% and still CBL almost went bankrupt.

RIP so called economic expert, wanna be social media economist. NBA is a cartel- Free ko rakse dhoke ra bato ma sutne ko thulo kuro <APE
Member
Registered: Dec 2016
Posts: 32
Will we get here?
https://www.bbc.com/news/business-44001450

Banking is going backwards in Nepal. Interest rate is too prohibitive for growth.
Member
Registered: Jun 2013
Posts: 61
now pcbl jump into the race with 12% interest for 1 year or more time.
Member
Registered: Oct 2013
Posts: 3313
If interest does not fall, NICA's bad debt will increase significantly. What NICA has been doing is double edge fork.

NICA's deposit is bad, so is loan too.
Member
Registered: Mar 2018
Posts: 111
NIC ASIA
1 - If interest rate falls NIC ASIA will be hit so hard that, it can literally collapse
2 - Because it has lot of FD which have much time to mature and is agressively still taking FD's

IF INTEREST RATE FALLS
1 - BORROWERS WILL shift from NIC ASIA to other banks (Some are already shifting especially to government banks as there is instant saving of 2% to 3%)
2 - Its huge NEW network of branches added in recent years and high cost of FD & funds = combined with low borrowing rate = will make the bank collapse

NIC ASIA dont want interest rate to fall for another 3 years
1 - This will help the bank to sustain and become strong

.....NIC ASIA is a disease in banking sector.....Baki Ishwor Ko Leela....
Member
Registered: Mar 2014
Posts: 118
बचत सानो बैक धेरै ।झन अाठ अर्बको पूँजीले पेट धेरै ठूलो भयो । बैकहरूको
संख्या अाधा नधटाई यो समस्या समाधान नहोला जस्तो छ ।
Member
Registered: Mar 2018
Posts: 111
THE SPREAD RATE IS SAME

1- GIVE LOW RATE ON FD & TAKE LOW RATE ON LOANS

AND PROFIT IS SAME,
FURTHER BANKS SHOULD NOT MAKE PROFIT OVER 15%
OTHER FIRMS IN ECONOMY SHOULD ALSO MAKE PROFIT (BANK IS TAKING AWAY PROFITS OF ALL)


NRB IS WORTHLESS ARSE
WHY HAS INTEREST RATE NOT REGULATED?
14% INTEREST RATE ON LOAN ON FD WHICH TAKES LOAN RATE TO 17% PLUS IS PURE DEATH

BUT STRONG ANTICIPATION THAT THERE WILL BE CONTROL AND INTERVENTION

.....BAKI ISHWOR KO LEELA...
Member
Registered: Oct 2013
Posts: 3313
NICA FD-12%
CBL FD- 12.22
CBL SA- 10

This week interest may reach 14% of BFIs.

Bankers' association is a cartel, some wanna be economist were saying in media, social media < APE.

Another great achievement of so called biddwan economist Dr.Yuraj K and We have not forgotten another Dr. from NRB.

We are so dead. Our economy is dead. Another crash in NEPSE tomorrow,

Sati ko sarap

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