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#1 Tue Jun 12, 2018 5:00 pm
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Member
Registered: Oct 2013
Posts: 7577
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CCBL- 12.5%
12.75%- any one????? Let's reach 14% by this week.
self destructive move. When others were asking 7% on loan, CBL was asking 14% and still CBL almost went bankrupt.
RIP so called economic expert, wanna be social media economist. NBA is a cartel- Free ko rakse dhoke ra bato ma sutne ko thulo kuro <APE
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#2 Tue Jun 12, 2018 11:41 am
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Member
Registered: Dec 2016
Posts: 173
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Will we get here? https://www.bbc.com/news/business-44001450Banking is going backwards in Nepal. Interest rate is too prohibitive for growth.
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#3 Tue Jun 12, 2018 11:18 am
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Member
Registered: Jun 2013
Posts: 137
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now pcbl jump into the race with 12% interest for 1 year or more time.
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#4 Tue Jun 12, 2018 10:33 am
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Member
Registered: Oct 2013
Posts: 7577
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If interest does not fall, NICA's bad debt will increase significantly. What NICA has been doing is double edge fork.
NICA's deposit is bad, so is loan too.
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#5 Tue Jun 12, 2018 7:17 am
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Member
Registered: Mar 2018
Posts: 815
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NIC ASIA 1 - If interest rate falls NIC ASIA will be hit so hard that, it can literally collapse 2 - Because it has lot of FD which have much time to mature and is agressively still taking FD's
IF INTEREST RATE FALLS 1 - BORROWERS WILL shift from NIC ASIA to other banks (Some are already shifting especially to government banks as there is instant saving of 2% to 3%) 2 - Its huge NEW network of branches added in recent years and high cost of FD & funds = combined with low borrowing rate = will make the bank collapse
NIC ASIA dont want interest rate to fall for another 3 years 1 - This will help the bank to sustain and become strong
.....NIC ASIA is a disease in banking sector.....Baki Ishwor Ko Leela....
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#6 Mon Jun 11, 2018 8:24 pm
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Member
Registered: Mar 2014
Posts: 163
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बचत सानो बैक धेरै ।झन अाठ अर्बको पूँजीले पेट धेरै ठूलो भयो । बैकहरूको संख्या अाधा नधटाई यो समस्या समाधान नहोला जस्तो छ ।
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#7 Mon Jun 11, 2018 6:34 pm
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Member
Registered: Mar 2018
Posts: 815
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THE SPREAD RATE IS SAME
1- GIVE LOW RATE ON FD & TAKE LOW RATE ON LOANS
AND PROFIT IS SAME, FURTHER BANKS SHOULD NOT MAKE PROFIT OVER 15% OTHER FIRMS IN ECONOMY SHOULD ALSO MAKE PROFIT (BANK IS TAKING AWAY PROFITS OF ALL)
NRB IS WORTHLESS ARSE WHY HAS INTEREST RATE NOT REGULATED? 14% INTEREST RATE ON LOAN ON FD WHICH TAKES LOAN RATE TO 17% PLUS IS PURE DEATH
BUT STRONG ANTICIPATION THAT THERE WILL BE CONTROL AND INTERVENTION
.....BAKI ISHWOR KO LEELA...
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#8 Mon Jun 11, 2018 5:53 pm
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Member
Registered: Oct 2013
Posts: 7577
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NICA FD-12% CBL FD- 12.22 CBL SA- 10
This week interest may reach 14% of BFIs.
Bankers' association is a cartel, some wanna be economist were saying in media, social media < APE.
Another great achievement of so called biddwan economist Dr.Yuraj K and We have not forgotten another Dr. from NRB.
We are so dead. Our economy is dead. Another crash in NEPSE tomorrow,
Sati ko sarap
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